- Best overall: <\/strong>Humana Extend<\/strong><\/a><\/li>
- Best high plan maximum<\/strong>: NCD Complete<\/a> <\/strong><\/li>
- Best budget<\/strong>: Guardian Advantage Core<\/a> <\/strong><\/li>
- Best no waiting period<\/strong>: Ameritas Dallas Smile Plan<\/a> <\/strong><\/li>
- Best insurance alternative<\/strong>: Careington Dental Savings Plan<\/strong><\/a><\/li> <\/ul>
Ready to find your implants insurance plan? <\/div>You can start comparing dental implants insurance plans now by going to Dentalinsurance.com<\/a>. This user-friendly online marketplace makes it easy to search for dental insurance plans that also offer coverage for implants. They also have a friendly, licensed team of agents standing by if you need guidance. Just call 888-626-0057<\/a> with your questions. <\/p>
Find dental implant insurance<\/a><\/div> <\/p><\/div> <\/p><\/div> <\/p><\/div>Best dental implant insurance plans<\/h2>
Humana Extend<\/h3>
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<\/figure> Our top pick for best dental insurance that covers implants is Humana. There are two Humana Extend plans<\/a> that are recommended for dental implant insurance coverage \u2014 the 2500 and the 5000 Extend plans.<\/p>
The 2500 Extend plan is designed to prevent problems before they happen. If problems do arise, with dental insurance that covers implants you can get the care you need, when you need it. <\/p> <\/p><\/div> <\/div>
Highlights for the 2500 plan include:\u00a0<\/strong><\/p>
- $1,000 annual maximum for implants per person<\/li>
- $100 teeth whitening allowance per year <\/li>
- 100% coverage of preventive vision and hearing exams once per year<\/li>
- $2,500 annual maximum per person in general<\/li> <\/ul>
This plan also includes all of your basic preventive dental services like:\u00a0<\/strong><\/p>
- 2 oral exams per year<\/li>
- 2 cleanings per year<\/li>
- 2 fluoride treatments per year<\/li>
- 1 comprehensive oral exam every 3 years<\/li>
- 1 perio exam every 3 years<\/li>
- 1 panoramic x-ray every 5 years<\/li> <\/ul>
The Humana 5000 plan offers even greater benefits:\u00a0<\/strong><\/p>
- $2,000 annual maximum for implants per person<\/li>
- $5,000 annual maximum per person in general<\/li> <\/ul>
Furthermore, with this Humana insurance that covers dental implants, the waiting periods can be waived for customers who have prior dental coverage. These are some of our top plans for dental insurance that covers root canals<\/a> as well.<\/p>
At dentalinsurance.com<\/a>, you can compare Humana dental plans that cover dental implants.<\/p>
Save Money on Implants with Humana<\/div>\t\t\t\tGet Your Free Quote!<\/a> \t\t\t<\/div> <\/p><\/div>
NCD 5000<\/h3>
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<\/figure> Our second pick for best dental insurance that covers implants are NCD plans, specifically the NCD 3000<\/a> and the NCD 5000 <\/a>are great insurance plans for dental implants because they offer high plan maximums, and waiting periods can be waived if you can show proof of prior dental coverage.<\/p>
You can even count partial prior coverage towards the waiting period.<\/p>
There are low deductibles for both plans of just $50 per person per year, and that’s capped at a maximum of $150 per family.<\/p> <\/p><\/div> <\/div>
The top benefits for this plan include: <\/strong><\/p>
As with many plans at this level, all preventive services are covered 100% with no waiting period, and care like panoramic x-rays, sealants, amalgams, and extractions are covered 80% with no waiting period. <\/p>
Implants and other major restorative care like crowns and oral surgery are covered 50%, and again, there’s no waiting period if you have prior coverage. If you don’t, then there is a 12-month waiting period. <\/p>
Both plans have a high annual maximum of $3,000, but with the NCD 5000, you can opt to buy up and get an additional $2,000, leaving you plenty of room to pay for an implant \u2014 maybe even two. <\/p>
Find out more in our full NCD review<\/a>. <\/p>
No Waiting Period with Prior Coverage<\/div>\t\t\t\tGet Your Free Quote<\/a> \t\t\t<\/div> <\/p><\/div>
Delta Dental implants<\/h3>
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<\/figure> Delta Dental is another of our top picks for dental implant insurance. They offer coverage through two of their plans \u2014 Delta Dental PPO, and Delta Dental Premier.<\/p>
With the PPO, you can visit any dentist of your choice, however, you will save more money if you go to an in-network provider. Your coverage is based on a percentage of the dentist’s fee for services provided. <\/p>
Delta Dental Premier for implant coverage<\/strong> is a fee-for-service plan that also lets you visit any licensed dentist that you want, but by visiting an in-network dentist, Delta can ensure that you pay only your co-insurance percentage as specified by your coverage.<\/p> <\/p><\/div> <\/div>
Top Benefits of Delta for Implants:<\/strong><\/p>
While Delta covers 100% of routine procedures, they cover 50% of major dental work like implants. There are downsides to these plans for Delta dental implants coverage.<\/strong> For instance, these plans have waiting periods, annual maximums and deductibles, and some policies don’t cover preexisting conditions, which include missing teeth.<\/p>
That means that you can’t purchase this insurance for dental implants if you already have missing teeth. <\/p>
Delta cautions that if you are enrolled in one of their implant coverage plans, you should always ask your dentist for a pre-treatment estimate before you begin treatment so that you’re clear on how much your Delta dental implant cost with insurance will be and how much the plan will cover.<\/p>
Get Coverage with Delta <\/div>\t\t\t\tGet Your Free Quote<\/a> \t\t\t<\/div> <\/p><\/div>
Denali Dental Implant Insurance<\/h3>
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<\/figure> Denali Dental Insurance offers comprehensive dental plans that provide coverage for implants and major dental services with up to a $6,000 annual maximum. Designed to cater to individuals, families, and seniors, Denali Dental plans allow for flexibility and convenience, including the freedom to choose any dentist. Notably, there are no waiting periods for preventive, basic, or major services, allowing for immediate access to necessary care. Additionally, Denali plans cover both child and adult orthodontics and offer up to four cleanings per year, making it a valuable choice for those seeking extensive dental support at an affordable price.<\/p> <\/p><\/div> <\/div>
You can find Denali dental insurance for implants under their PPO plans, which include the Summit, Peak, and Ridge plans:<\/p>
- Summit:<\/strong> The Summit plan covers 100% of preventative services and 30% for major services like implants during the first year. In the second year, it changes to 40% coverage, 50% in the third year, and 60% in the fourth year. <\/li>
- Peak:<\/strong> The Peak plan offers 80% coverage for preventative services and 30% for major services in the first year, 40% in the second year, 50% in the third year, and 60% in the fourth year. <\/li>
- Ridge: <\/strong>The Ridge plan offers 10% for preventative services and 10% for major services in the first year, 25% in the second year, 40% in the third year, and 50% in the fourth year. <\/li> <\/ul>
The annual maximum for a Denali PPO is $6,000, which is quite a bit higher than many other plans offer. They also tend to keep deductibles rather low ($100 in some cases) so you don’t have to break the bank before coverage kicks in. <\/p>
- Peak:<\/strong> The Peak plan offers 80% coverage for preventative services and 30% for major services in the first year, 40% in the second year, 50% in the third year, and 60% in the fourth year. <\/li>
- Summit:<\/strong> The Summit plan covers 100% of preventative services and 30% for major services like implants during the first year. In the second year, it changes to 40% coverage, 50% in the third year, and 60% in the fourth year. <\/li>
- Best high plan maximum<\/strong>: NCD Complete<\/a> <\/strong><\/li>
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