{"id":7846,"date":"2019-07-20T05:17:27","date_gmt":"2019-07-20T04:17:27","guid":{"rendered":"https:\/\/www.dentaly.org\/us\/?page_id=7846"},"modified":"2025-11-21T11:57:06","modified_gmt":"2025-11-21T10:57:06","slug":"medicaid-dental","status":"publish","type":"page","link":"https:\/\/www.dentaly.org\/us\/medicaid-dental\/","title":{"rendered":"Do Medicaid and Medicare Cover Dental? Guide to Low-Income Dental Care"},"content":{"rendered":"<p>The topic of<strong> Medicare and Medicaid dental coverage causes a lot of confusion for people looking for a way to help pay for dental work. <\/strong>And even if you do find low-cost dental care, it can be difficult to find dentists that accept Medicaid or dentists that provide low-income options.<\/p> <p>There are a plethora of questions surrounding healthcare and especially dental care in the US.<\/p> <p>Do you want to know about state-funded and federally-funded healthcare?<\/p> <p>Or maybe you\u2019re just wondering where you can find <strong>dental clinics for low-income families<\/strong> or individuals.<\/p> <p>Oh yeah, and what in the world is CHIP by the way? (Besides being a delicious, crunchy, salty snack of course).<\/p> <p>It doesn\u2019t matter what your beliefs are when it comes to the current healthcare debate surrounding health and <a href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/\" target=\"_blank\" rel=\"noopener noreferrer\">dental insurance in the US<\/a> \u2014 when you need dental care, you need dental care.<\/p> <p>The good news is, once you understand a little bit better how the system works, who to contact for which service, and which Medicare and Medicaid dental benefits you may be eligible for, the process becomes much easier. And you may find yourself among the many Americans who manage to find dental care despite the confusing system.<\/p> <p>That\u2019s why this article will cover everything you need to know about state-funded health insurance and <strong>low-cost dental<\/strong> options, including:<\/p> <ul class=\"wp-block-list\"> <li>Medicare dental coverage<\/li> <li>Medicaid dental coverage<\/li> <li>CHIP dental coverage<\/li> <li>Low-income dental care options<\/li> <\/ul> <p>So keep reading and we\u2019ll unscramble the mystery that is healthcare in the United States together!<\/p> <h2 id=\"medicare-dental-coverage\" \"medicare-dental-coverage\"class =\"wp-block-heading\">Medicare dental coverage<\/h2> <p>Unfortunately, Medicare dental benefits are extremely limited. Medicare does not cover the majority of dental services, whether it\u2019s general or cosmetic dentistry like a <a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/free-dental-makeover\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"55458\">dental makeover<\/a> (read more about cosmetic dentistry loans <a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dental-loans\/cosmetic-dentistry-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>).<\/p> <div class=\"wp-block-image wp-image-7998\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-7998\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/Medicare-and-dental-coverage-300x200.jpg\" alt=\"Medicare and dental coverage\" width=\"300\" height=\"200\" \/><figcaption class=\"wp-element-caption\"><strong>Confused about Medicaid and dental?<\/strong><\/figcaption><\/figure> <\/div> <p>This means that you will have to pay the total cost for most dental services, one of the reasons why <a href=\"https:\/\/www.kff.org\/report-section\/kff-health-care-debt-survey-main-findings\/\" target=\"_blank\" rel=\"noreferrer noopener\">41% of adults<\/a> are left with unpaid medical and dental bills. There are, however, some situations when Medicare can cover dental care, which we will layout below.<\/p> <h3 class=\"wp-block-heading\">What is Medicare?<\/h3> <p>In order to understand what Medicare covers for dental, you will first need to know what Medicare is. According to <a href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\/medicare-basics\/parts-of-medicare\" target=\"_blank\" rel=\"noopener noreferrer\">Medicare.gov<\/a>, Medicare is the only federal health insurance program for those who fall into one or more of the following categories:<\/p> <ul class=\"wp-block-list\"> <li>Individuals who are 65 and older<\/li> <li>Individuals younger than 65 with disabilities<\/li> <li>Individuals with End-Stage Renal Disease (permanent kidney failure that requires dialysis or a transplant).<\/li> <\/ul> <p>Furthermore, there are three different types of Medicare:<\/p> <ul class=\"wp-block-list\"> <li>Medicare Part A covers hospital insurance<\/li> <li>Medicare Part B covers medical insurance<\/li> <li>Medicare Part D covers prescription drugs<\/li> <\/ul> <p>You can have one, some or all of the parts of Medicare. You can also opt for Medicare Advantage (Part C) which bundles together the various parts.<\/p> <h3 class=\"wp-block-heading\">Medicare dental benefits<\/h3> <p>Some instances where Medicare Part A may pay for dental care include:<\/p> <div class=\"wp-block-image wp-image-8011\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-8011\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/Medicare-and-dentist-300x200.jpg\" alt=\"Medicare and dental\" width=\"300\" height=\"200\" \/><figcaption class=\"wp-element-caption\">Medicare Advantage can cover dental<\/figcaption><\/figure> <\/div> <ul class=\"wp-block-list\"> <li>A stay at the hospital involving dental work<\/li> <li>Emergency dental Medicaid care<\/li> <\/ul> <h3 class=\"wp-block-heading\">Medicare dental plans<\/h3> <p>Just because you\u2019re over 65 years of age doesn\u2019t mean you should have to neglect your pearly whites. That\u2019s why some private insurers offer Medicare Advantage plans.<\/p> <p>These Medicare dental plans have to cover everything that Original Medicare covers (Medicare Part A, B, D) and in some cases offer additional dental coverage as well, such as:<\/p> <ul class=\"wp-block-list\"> <li>Cleanings<\/li> <li>Exams<\/li> <li>X-rays<\/li> <li>diagnostic services<\/li> <li>Restorative services (fillings)<\/li> <li>Root canal treatment<\/li> <li>Gum disease treatments<\/li> <li>Extractions<\/li> <li>\u00a0Crowns, bridges, implants, dentures<\/li> <\/ul> <h3 class=\"wp-block-heading\">How much does Medicare Advantage for dental coverage cost?<\/h3> <p>If you are looking for Medicare dental coverage, you may want to consider a Medicare Advantage plan. With a Medicare Advantage plan,\u00a0you will most likely pay a copayment or coinsurance. This is the same as with any health insurance through the Affordable Care Act.<\/p> <p>There also may be an annual limit on how much Medicare Advantage will cover for your dental care, so make sure you read your insurance contract and ask your provider if you have any specific questions pertaining to Medicare dental plans.<\/p> <h3 class=\"wp-block-heading\">Medicare supplement dental insurance<\/h3> <p>If you need a supplement to your Medicare dental care to help cover costs, ask your dentist if they offer a dental savings plan. You can also purchase a supplemental dental insurance policy. To pursue either of these options, talk with your dentist and call your preferred insurance provider to learn about all of your options.<\/p> <p>Find dental insurance to supplement your Medicare.<\/p> <p>You can\u00a0<strong>compare the best plans<\/strong>\u00a0in your area now! Enter your zip code and DOB below to\u00a0<strong>get your free quote.<\/strong><\/p> <div class=\"i-api\"> <div class=\"i-api__img\"> <style> \t\t\t\t@media (min-width: 575.98px) { \t\t\t\t\t.i-api__img { \t\t\t\t\t\tbackground: url('https:\/\/www.dentaly.org\/us\/wp-content\/themes\/generatepress-child\/inc\/shortcodes\/insurance-api\/img\/insurance-api-img-min.jpg'); \t\t\t\t\t\tbackground-size: cover; \t\t\t\t\t\tbackground-position: center center; \t\t\t\t\t\tbackground-repeat: no-repeat; \t\t\t\t\t} \t\t\t\t} \t\t\t<\/style> <p><img decoding=\"async\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/themes\/generatepress-child\/inc\/shortcodes\/insurance-api\/img\/insurance-api-img-mobile-min.jpeg\" alt=\"Dentaly insurance\" width=\"527\" height=\"518\" \/><\/p> <\/div> <form class=\"i-api-form\"> <h2 id=\"see-how-much-you-could-save\" class=\"i-api__title\">See how much you could save<\/h2> <div class=\"i-api__subtitle\">Start by entering your ZIP code<\/div> <div class=\"destination\"> <div class=\"destination__data\"> <div class=\"destination__data-item destination__data-item--zip\"><input id=\"zip\" maxlength=\"5\" name=\"zip\" required=\"\" type=\"tel\" placeholder=\"Your zip code?\" \/><\/p> <div style=\"position: relative !important; height: 0px !important; width: 0px !important; float: left !important;\" data-lastpass-icon-root=\"\"><\/div> <\/div> <div id=\"county-wrapper\" class=\"destination__data-item destination__data-item--county\"><input id=\"county\" name=\"county\" readonly=\"readonly\" type=\"text\" placeholder=\"County\" \/><\/p> <div class=\"destination__data-item-arrow\"><\/div> <div class=\"county-options\"><\/div> <\/div> <\/div> <div id=\"destination-message\" class=\"destination__message\">The selected zip does not belong to the USA<\/div> <\/div> <div class=\"service-search api__service-search\"> <div class=\"ss-controls\"> <div class=\"ss-controls__title\">Date of Birth<\/div> <div class=\"ss-controls__buttons\"><button id=\"add-spouse\" class=\"ss-controls__buttons-add visible\">+ Add Spouse<\/button> <button id=\"add-child\" class=\"ss-controls__buttons-add visible\">+ Add Child<\/button><\/div> <\/div> <div class=\"applicants service-search__applicants\"> <div class=\"applicant\" data-applicant-type=\"applicant\"> <div class=\"applicant__inner\"> <div class=\"applicant__type\"><span class=\"applicant__type-text\">Applicant<\/span><\/div> <div class=\"applicant__inner-right\"> <div class=\"applicant__date\"> <div class=\"applicant__date-input inputs-group\"><input id=\"month\" class=\"i-month\" max=\"12\" maxlength=\"2\" name=\"month\" required=\"\" type=\"tel\" placeholder=\"mm\" \/>\/ <input id=\"day\" class=\"i-day\" max=\"31\" maxlength=\"2\" name=\"day\" required=\"\" type=\"tel\" placeholder=\"dd\" \/>\/ <input id=\"year\" class=\"i-year\" max=\"\" maxlength=\"4\" min=\"1900\" name=\"year\" required=\"\" type=\"tel\" placeholder=\"yyyy\" \/><\/div> <\/div> <\/div> <\/div> <div class=\"applicant__message\"> <div class=\"applicant__message-icon\"><\/div> <div class=\"applicant__message-text\">Enter a valid date of birth. Applicant must be 18 and over<\/div> <\/div> <\/div> <\/div> <\/div> <p><button class=\"i-api__submit-btn\">Start my free quote<\/button><\/p> <\/form> <div class=\"applicant applicant--proto\"> <div class=\"applicant__inner\"> <div class=\"applicant__type\"><span class=\"applicant__type-text\">Applicant<\/span><\/div> <div class=\"applicant__inner-right\"> <div class=\"applicant__date\"> <div class=\"applicant__date-input inputs-group\"><input id=\"month-proto\" class=\"i-month\" max=\"12\" maxlength=\"2\" name=\"month-proto\" required=\"\" type=\"tel\" placeholder=\"mm\" \/>\/ <input id=\"day-proto\" class=\"i-day\" max=\"31\" maxlength=\"2\" name=\"day-proto\" required=\"\" type=\"tel\" placeholder=\"dd\" \/>\/ <input id=\"year-proto\" class=\"i-year\" max=\"\" maxlength=\"4\" min=\"1900\" name=\"year-proto\" required=\"\" type=\"tel\" placeholder=\"yyyy\" \/><\/div> <\/div> <\/div> <\/div> <div class=\"applicant-checkbox-wrapper\"> <div class=\"applicant-checkbox\"><input id=\"student-proto\" class=\"student\" name=\"student-proto\" type=\"checkbox\" \/> <label for=\"student-proto\">Student<\/label><\/div> <div class=\"applicant-checkbox\"><input id=\"disabled-proto\" class=\"disabled\" name=\"disabled-proto\" type=\"checkbox\" \/> <label for=\"disabled-proto\">Disabled<\/label><\/div> <\/div> <div class=\"applicant__message\"> <div class=\"applicant__message-icon\"><\/div> <div class=\"applicant__message-text\">Enter a valid date of birth. Applicant must be 18 and over<\/div> <\/div> <\/div> <\/div> <p>Also, check out our article that talks about affordable <a href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/dental-insurance-seniors\/\" target=\"_blank\" rel=\"noopener noreferrer\">dental insurance for seniors<\/a> for more information on finding low-cost dental care if you are 65 years or older. To recap, the following video provides a clear summary of Medicare dental coverage and what services are included:<\/p> <figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube\"> <div style=\"display: contents;\"> <div id=\"arve-youtube-2u7womqthlk\" class=\"arve\" data-mode=\"normal\" data-oembed=\"1\" data-provider=\"youtube\"> <div class=\"arve-inner\"> <div class=\"arve-embed arve-embed--has-aspect-ratio\"> <div class=\"arve-ar\" style=\"padding-top: 56.250000%;\"><\/div> <p><iframe loading=\"lazy\" class=\"arve-iframe fitvidsignore\" title=\"\" src=\"https:\/\/www.youtube-nocookie.com\/embed\/2U7woMQTHlk?feature=oembed&amp;iv_load_policy=3&amp;modestbranding=1&amp;rel=0&amp;autohide=1&amp;playsinline=0&amp;autoplay=0\" name=\"\" width=\"0\" height=\"0\" frameborder=\"0\" scrolling=\"no\" sandbox=\"allow-scripts allow-same-origin allow-presentation allow-popups allow-popups-to-escape-sandbox\" allowfullscreen=\"allowfullscreen\" data-arve=\"arve-youtube-2u7womqthlk\" data-lenis-prevent=\"\" data-src-no-ap=\"https:\/\/www.youtube-nocookie.com\/embed\/2U7woMQTHlk?feature=oembed&amp;iv_load_policy=3&amp;modestbranding=1&amp;rel=0&amp;autohide=1&amp;playsinline=0&amp;autoplay=0\"><\/iframe><\/p> <\/div> <\/div> <\/div> <\/div> <\/figure> <h2 id=\"medicaid-dental-care\" \"medicaid-dental-care\"class =\"wp-block-heading\">Medicaid dental care<\/h2> <p>You may find that you confuse Medicare and Medicaid dental coverage. For better or for worse, Medicaid and Medicare have similar names, which can cause a lot of confusion when trying to find out more about your Medicare or Medicaid dental care options.<\/p> <p>Now you know what Medicare is, so let\u2019s take a look at Medicaid and what Medicaid covers for dental.<\/p> <h3 class=\"wp-block-heading\">What is Medicaid?<\/h3> <p><em><strong>Medicaid is a health insurance program,<\/strong> run by the federal government, but distributed at the state level. <strong>It provides free healthcare<\/strong> for people who fall under the <strong>Federal Poverty Level<\/strong>.\u00a0<\/em><\/p> <p><em>All public healthcare is now part of the Affordable Care Act (also known as Obamacare). To apply for Medicaid you must go to healthcare.gov and follow the steps to apply for health insurance. It\u2019s the same application for everyone.\u00a0<\/em><\/p> <p><em>Whether you end up in a Medicaid program, or in another health insurance program is determined by the answers you give while filling out the application.\u00a0<\/em><em>It\u2019s extremely important that you don\u2019t make mistakes while completing the application so it\u2019s recommended that you get help from a health insurance navigator. You can find one by visiting <\/em><a href=\"https:\/\/www.healthcare.gov\/glossary\/navigator\/\" target=\"_blank\" rel=\"noopener\"><em>this page<\/em><\/a><em>.<\/em><\/p> <p>Medicaid is a program that provides health coverage to Americans who fall into these categories:<\/p> <ul class=\"wp-block-list\"> <li>Low-income adults<\/li> <li>Children<\/li> <li>Pregnant women<\/li> <li>Low-income elderly adults<\/li> <li>People with disabilities<\/li> <\/ul> <p>Unlike Medicare, Medicaid coverage is not the same in every state. Instead, each state has its own coverage, whether for Medicaid dental or medical care.<\/p> <p><a href=\"https:\/\/edition.cnn.com\/2020\/09\/30\/politics\/medicaid-coronavirus-economy\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">Four million Americans<\/a> in the past few months have enrolled, and these numbers would probably be a lot higher if there was more widespread knowledge concerning Medicaid eligibility and benefits.<\/p> <figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.denteractive.com\/user\/public\/emergency?utm_source=dentaly.org&amp;utm_medium=banner&amp;utm_campaign=emergency_patient_promo&amp;utm_term=online-dentist&amp;utm_content=button\t\" target=\"_blank\" rel=\"noreferrer noopener nofollow nofollow\"><img decoding=\"async\" class=\"wp-image-64853\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-1024x247.png\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-1024x247.png 1024w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-300x73.png 300w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-768x186.png 768w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-1536x371.png 1536w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-2048x495.png 2048w\" alt=\"online dentist booking\" width=\"1024\" height=\"247\" \/><\/a><\/figure> <h3 class=\"wp-block-heading\">Does Medicaid cover dental for children?<\/h3> <p>Let\u2019s start with the good news. <a class=\"broken_link\" href=\"https:\/\/www.hhs.gov\/answers\/medicare-and-medicaid\/does-medicaid-cover-dental-care\/index.html\" target=\"_blank\" rel=\"noopener\">Dental help for children<\/a> from low-income families is mandatory. States are required to provide dental benefits to <strong>children covered by Medicaid<\/strong>. So thankfully, they won\u2019t have to suffer through <a href=\"https:\/\/www.dentaly.org\/us\/toothache-relief-causes\/\" target=\"_blank\" rel=\"noopener noreferrer\">toothaches<\/a> and cavities.<\/p> <div class=\"wp-block-image wp-image-8001\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-8001\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/Child-at-the-dentist-300x200.jpg\" alt=\"Medicaid dental coverage for children\" width=\"300\" height=\"200\" \/><figcaption class=\"wp-element-caption\">Children who are eligible can receive Medicaid dental benefits<\/figcaption><\/figure> <\/div> <p>The benefits required are listed under the Early and Periodic Screening, Diagnostic and Treatment (EPSDT) benefit. If your child has Medicaid dental insurance, it must include:<\/p> <ul class=\"wp-block-list\"> <li>Pain relief and infection treatment<\/li> <li>Tooth restoration<\/li> <li>Dental health maintenance<\/li> <li>Any service that is determined to be medically necessary<\/li> <\/ul> <p>It is mandatory for the state to cover the same services to children on Medicaid as would be covered by any other private insurance plan. That means a designated dentist, routine cleaning and screening for illnesses.<\/p> <h3 class=\"wp-block-heading\">Medicaid dental for adults<\/h3> <p>Dental help for low-income adults is a bit more complicated. Each state gets to choose what Medicaid dental for adults they will provide. There are no minimum requirements for adult dental coverage and less than half of the states in the US provide coverage for emergency dental care.<\/p> <p>That being said\u2014do not despair!<\/p> <p>If you are an adult on Medicaid and your state doesn\u2019t cover the services you need, there may be other options available to you. We\u2019ll talk about these options further down in the article.<\/p> <p>If accessibility is a concern, be sure to check out our article on <a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dental-adults-disabilities\/\" target=\"_blank\" rel=\"noreferrer noopener\">dental help for adults with disabilities<\/a>.<\/p> <h3 class=\"wp-block-heading\">Medicaid dental providers for adults and children<\/h3> <p>According to the <a href=\"https:\/\/www.ada.org\/~\/media\/ADA\/Public%20Programs\/Files\/ADH%20PDFs\/ADA_Dental-Divide-in-America-Infographic.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">American Dental Association<\/a>, 36% of lower-income Americans have lived through untreated cavities. Dentists that take Medicaid can be hard to find, in fact, only <a href=\"https:\/\/www.ada.org\/resources\/research\/health-policy-institute\/dental-care-market\" target=\"_blank\" rel=\"noopener\">38% of dentists<\/a> in the US accept Medicaid.<\/p> <p>The low percentage of participation of Americans in Medicaid may be due to the facts that:<\/p> <ul class=\"wp-block-list\"> <li>Many states make it very difficult for providers to become dentists that accept Medicaid<\/li> <li>Those who can receive dental coverage from Medicaid in their state are unaware.<\/li> <\/ul> <p>If you need to find a dentist that takes Medicaid, Medicare or CHIP, you can go to Dentaquest\u2019s <a href=\"http:\/\/www.dentaquest.com\/find-a-dentist-gov\/\" target=\"_blank\" rel=\"noopener\">Find a Dentist<\/a> page and search by state.<\/p> <p>Another way to find a dentist that accepts Medicaid is simply by calling an office near you and asking.<\/p> <p>Also, you\u2019ll most likely receive a booklet along with your Medicaid insurance information. Inside should be listed all of the Medicaid dental providers in your area.<\/p> <h3 class=\"wp-block-heading\">Medicaid dental coverage by state<\/h3> <div class=\"wptb-table-container wptb-table-42016\"> <div id=\"wptb-table-id-42016\" class=\"wptb-table-container-matrix\" data-wptb-version=\"2.0.2\" data-wptb-pro-status=\"true\"> <table class=\"wptb-preview-table wptb-element-main-table_setting-42016 edit-active\" style=\"border: 1px solid #d1d1d1;\" role=\"table\" data-reconstraction=\"1\" data-wptb-table-tds-sum-max-width=\"655.97222\" data-wptb-cells-width-auto-count=\"5\" data-wptb-table-directives=\"eyJpbm5lckJvcmRlcnMiOnsiYWN0aXZlIjoiYWxsIiwiYm9yZGVyV2lkdGgiOiIxIiwiYm9yZGVyUmFkaXVzZXMiOnsiYWxsIjpmYWxzZX19fQ==\" data-wptb-extra-styles=\"LyogRW50ZXIgeW91ciBjdXN0b20gQ1NTIHJ1bGVzIGhlcmUgKi8=\" data-table-columns=\"5\"> <tbody> <tr class=\"wptb-row\"> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-31\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Extensive Medicaid dental coverage<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-32\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Limited Medicaid dental coverage<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-33\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Emergency Medicaid dental services<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"3\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-34\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\"> <p>No Medicaid dental coverage<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"4\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-35\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Expanded Medicaid under the Affordable Care Act<\/p> <\/div> <\/div> <\/td> <\/tr> <tr class=\"wptb-row\"> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-36\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Alaska, California, Connecticut, Iowa, Massachusetts, Montana, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Rhode Island, Washington, Wisconsin<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-37\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Arkansas, Colorado, Ilinois, Indiana, Kansas, Kentucky, Lousiana, Michigan, Minnesota, Montana, Nebraska, Pennsylvannia, South Carolina, South Dakota, Vermont, Virginia, Wyoming<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-38\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Arizona, Florida, Georgia, Hawaii, Idaho, Maine, Maryland, Mississippi, Nevada, New Hampshire, Oklahoma, Texas, Utah, West Virginia<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"3\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-39\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Alabama, Delaware, Tenessee<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"4\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-40\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Arizona, Hawaii, Maryland, Nevada, Hew Hampshire, West Virginia, Arkansas, Colorado, Illinois, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Pennsylvania, Vermont, Alaska, California, Connecticut, Iowa, Massachussets, Montana, New Jersey, New Mexico, New York, Ohio, Orgegon, Rhode Island, Washington<\/p> <\/div> <\/div> <\/td> <\/tr> <\/tbody> <\/table> <\/div> <div class=\"wptb-frontend-table-after\"><\/div> <\/div> <p>As you can see from this table that shows Medicaid dental coverage by state, different benefits are given to those in the Medicaid base population and Medicaid expansion population.<\/p> <p>People who fall into the Medicaid base population are those who were receiving Medicaid before the Medicaid Expansion Program under the Affordable Care Act.<\/p> <p>People who fall into the Medicaid expansion population are those who began receiving Medicaid benefits after the ACA gave states the option to expand funding for Medicaid.<\/p> <p>This was done in an attempt to close the coverage gap between insured and uninsured Americans.<\/p> <p>Washington DC, as with the states, makes its own Medicaid rules. It offers extensive Medicaid dental coverage to both the Medicaid base population and the Medicaid expansion population.<\/p> <h2 id=\"chip-dental-coverage\" \"chip-dental-coverage\"class =\"wp-block-heading\">CHIP dental coverage<\/h2> <div class=\"wp-block-image wp-image-8003 size-medium\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-8003\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/kid-at-the-dentist-300x290.jpg\" alt=\"Does CHIP cover dental?\" width=\"300\" height=\"290\" \/><figcaption class=\"wp-element-caption\">Children can be covered by CHIP dental insurance<\/figcaption><\/figure> <\/div> <p>The Children\u2019s Health Insurance Plan is part of the Affordable Care Act and provides health coverage for children under 21 years old. Similar to Medicaid, states can design their own CHIP program, whether that be a Medicaid expansion program, a separate CHIP program or a combination of the two.<\/p> <p>Unlike Medicaid, no matter the state, CHIP dental insurance must provide the EPSDT benefit mentioned above, meaning:<\/p> <ul class=\"wp-block-list\"> <li>Hospital services, both inpatient and outpatient<\/li> <li>Physicians\u2019 surgical and medical services<\/li> <li>Laboratory and X-ray services<\/li> <\/ul> <h3 class=\"wp-block-heading\">CHIP dental plans<\/h3> <p>If a state chooses separate CHIP dental coverage, the plans offered must provide Benchmark coverage\u2014that is, coverage equal to the benefits that would be provided by one of the following plans:<\/p> <ul class=\"wp-block-list\"> <li>The most popular Federal Employee dental plan for dependents<\/li> <li>The most popular dental plan selected for state employees\u2019 dependents<\/li> <li>Dental coverage offered through the most popular insurer in the state<\/li> <\/ul> <p>These rules are important because they level the playing ground and make sure that children from low-income families can benefit from the same quality of dental care as children from higher-income families.<\/p> <h2 id=\"how-to-find-low-income-dental-care-near-me\" \"how-to-find-low-income-dental-care-near-me\"class =\"wp-block-heading\">How to find low-income dental care near me<\/h2> <p>So, what do you do if you don\u2019t qualify for Medicaid, or your Medicare doesn\u2019t cover your dental, but you can\u2019t afford a private plan or to pay out-of-pocket for dental care?<\/p> <p>People who don\u2019t qualify for Medicaid normally don\u2019t qualify for one of the following reasons:<\/p> <ul class=\"wp-block-list\"> <li>Income is considered too high<\/li> <li>Their state didn\u2019t expand Medicaid under the ACA<\/li> <li>They aren\u2019t legal citizens of the United States<\/li> <\/ul> <p>If you find yourself in one of these categories, there are still <a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dentist-without-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"ways to access low-income dental care (opens in a new tab)\">ways to access low-income dental care<\/a>, and find a dentist that provides low-income care.<\/p> <figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.denteractive.com\/user\/public\/emergency?utm_source=dentaly.org&amp;utm_medium=banner&amp;utm_campaign=emergency_patient_promo&amp;utm_term=online-dentist&amp;utm_content=button\t\" target=\"_blank\" rel=\"noreferrer noopener nofollow nofollow\"><img decoding=\"async\" class=\"wp-image-64853\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-1024x247.png\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-1024x247.png 1024w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-300x73.png 300w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-768x186.png 768w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-1536x371.png 1536w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/10\/denteractive-ad-horizontal-2048x495.png 2048w\" alt=\"online dentist booking\" width=\"1024\" height=\"247\" \/><\/a><\/figure> <h3 class=\"wp-block-heading\">Local Health Departments<\/h3> <p>The Health Resources and Services Administration has a service called the Bureau of Primary Health Care, which supports federally funded community health centers throughout the country.<\/p> <p>These centers provide free or reduced-cost services, including free dental care for low-income individuals and families.<\/p> <p>I know, I know, you\u2019re probably thinking \u201cgreat, but how do I find one of these community health centers?\u201d<\/p> <p>Well, you\u2019re in luck! The HRSA has a <a href=\"https:\/\/findahealthcenter.hrsa.gov\/\" target=\"_blank\" rel=\"noopener\">user-friendly page<\/a> that will help you locate your nearest community health center.<\/p> <p>When you call them, ask them about all of the dental services for low-income individuals that they are aware of, because there may be some dental assistance for low-income that they forget to tell you about\u2014that way you\u2019ll have a few to check out.<\/p> <h3 class=\"wp-block-heading\">Dental Schools<\/h3> <p>ADA dental schools provide high-quality, low-cost dental care. You can be sure that you are receiving the same quality of care that you would in any dental clinic, because each student is supervised by an experienced, licensed dentist.<\/p> <p>Search for a <a href=\"https:\/\/coda.ada.org\/find-a-program\/search-dental-programs#t=us&amp;sort=relevancy\" target=\"_blank\" rel=\"noopener noreferrer\">dental school<\/a> near you here, and call them up to see if you can get free or reduced dental care.<\/p> <p>In the same vein, a dental hygiene school near you may also provide reduced-cost cleanings. So when you call the dental school, ask if they know of a hygiene school nearby.<\/p> <h3 class=\"wp-block-heading\">Clinical trials<\/h3> <p>If you have an oral condition that you can\u2019t find affordable treatment for, you may benefit from participating in a clinical trial. If you want to pursue this option, check out this <a href=\"https:\/\/www.clinicaltrials.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">page<\/a> and type in the condition you have to see if there are any clinical trials that can save you money on dental care.<\/p> <h3 class=\"wp-block-heading\">United Way<\/h3> <p>The <a href=\"https:\/\/www.unitedway.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">United Way<\/a> is a large nonprofit that has chapters all throughout the country. They are very active participants in the communities they serve, and may very well be able to point you in the direction of low-cost dental care, and any other service you may need.<\/p> <h3 class=\"wp-block-heading\">Healthcare Navigator<\/h3> <div class=\"wp-block-image size-medium wp-image-8005\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-8005\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/Open-enrollment-sign-300x225.jpg\" alt=\"free dental care for low income\" width=\"300\" height=\"225\" \/><figcaption class=\"wp-element-caption\">A navigator can help you find the care you need<\/figcaption><\/figure> <\/div> <p>If you\u2019ve read all this and you still feel lost, it may be time to enlist some help. Finding dental assistance for low-income adults can be really complicated. If you feel overwhelmed, you are not alone.<\/p> <p>Many low-income families have trouble finding dental care in the US. That\u2019s where <strong>Healthcare Navigators<\/strong> come in. Healthcare Navigators are trained to understand the healthcare system.<\/p> <p>And the best part is?<\/p> <p>It\u2019s of no cost to you!<\/p> <p>They will help you find access to healthcare and dental care, whether through the ACA or through other means if you don\u2019t qualify for the ACA. They are equipped with tons of helpful resources and are constantly working with other nonprofits to make referrals to provide integrated care.<\/p> <p>But wait! There\u2019s even more good news about Healthcare Navigators\u2026<\/p> <p>They are happy to help people from all income levels navigate America\u2019s healthcare system. If you make too much money for state-funded insurance, they will help you complete the health insurance application for the ACA and show you how to view the results.<\/p> <p>They can\u2019t, however, give you advice on which private plan to choose, since they are not paid by any insurance companies. But they\u2019ll make sure you don\u2019t make a mistake on the online application, because if you\u2019ve ever done that before, then you know how frustrating it can be to fix.<\/p> <p>But be aware: Healthcare Navigators are not the same as <strong>Health Insurance Brokers.\u00a0<\/strong>Brokers get paid by insurance companies for signing clients up for private plans, and you will have to pay for their services.<\/p> <p>In fact, if you aren\u2019t eligible financially for a private plan, a broker will most likely refuse to help you.<\/p> <p>So, where can you find one of these Navigators? Healthcare.gov provides a <a href=\"https:\/\/www.healthcare.gov\/find-local-help\/\" target=\"_blank\" rel=\"noopener noreferrer\">page<\/a> where you can go to find a Health Insurance Navigator near you.<\/p> <h3 class=\"wp-block-heading\">Dental financing<\/h3> <p><a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"7055\">Dental financing<\/a> includes payment plans, <a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dental-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"7073\">dental loans<\/a>, and dental credit cards, <a href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\">dental insurance<\/a>, <a href=\"https:\/\/www.dentaly.org\/us\/dental-tourism-usa\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"5066\">going abroad for dental work<\/a>, and <a href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dental-discount-plans\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\">dental savings plans<\/a>. Have a look at the table below for some of the best options.<\/p> <div id=\"finance-options_block_592f4cebe95b732bc778a76dc4f049a6\" class=\"finance-options\"> <div class=\"finance-options_header\"> <h2 id=\"4-ways-to-finance-your-dental-care\" \"4-ways-to-finance-your-dental-care\"class =\"finance-options_header_title\">4 Ways to finance your dental care<\/h2> <\/div> <div class=\"finance-options_items\"> <div class=\"finance-options_item\"> <div class=\"finance-options_item_image\"><img decoding=\"async\" class=\"attachment-full size-full\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/01\/Group-11.svg\" alt=\"dental insurance\" width=\"80\" height=\"83\" \/><\/div> <div class=\"finance-options_content\"> <h3 class=\"finance-options_content_title\">Dental insurance<\/h3> <div class=\"finance-options_content_caption\">Pay a monthly premium in exchange for more affordable care.<\/div> <\/div> <div class=\"finance-options_cta\"><a class=\"finance-options_cta_btn\" href=\"https:\/\/aff.dentalinsurance.com?utm_medium=partner&amp;utm_source=aff%7Cdentaly&amp;utm_campaign=2549&amp;utm_content=medicaid_braces&amp;utm_term=fiwi\" target=\"_blank\" rel=\"nofollow noopener nofollow\">Compare plans now<\/a> <a class=\"finance-options_cta_link\" href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/\" target=\"_blank\" rel=\"noopener\">Read more\u2026<\/a><\/div> <\/div> <div class=\"finance-options_item\"> <div class=\"finance-options_item_image\"><img decoding=\"async\" class=\"attachment-full size-full\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/01\/Group-5.svg\" alt=\"Dental loans\" width=\"81\" height=\"81\" \/><\/div> <div class=\"finance-options_content\"> <h3 class=\"finance-options_content_title\">Dental loans<\/h3> <div class=\"finance-options_content_caption\">Fund your dental work now and make affordable monthly repayments.<\/div> <\/div> <div class=\"finance-options_cta\"><a class=\"finance-options_cta_btn\" href=\"https:\/\/track.supermoney.com\/aff_c?offer_id=1618&amp;aff_id=1393&amp;aff_sub=mebrfiwi\" target=\"_blank\" rel=\"nofollow noopener nofollow\">Check your loan offers <\/a> <a class=\"finance-options_cta_link\" href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dental-loans\/\" target=\"_blank\" rel=\"noopener\">Read more\u2026<\/a><\/div> <\/div> <div class=\"finance-options_item\"> <div class=\"finance-options_item_image\"><img decoding=\"async\" class=\"attachment-full size-full\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/01\/Group-31.svg\" alt=\"Dental finance plane\" width=\"80\" height=\"80\" \/><\/div> <div class=\"finance-options_content\"> <h3 class=\"finance-options_content_title\">Dental tourism<\/h3> <div class=\"finance-options_content_caption\">Pay less for quality treatment abroad.<\/div> <\/div> <div class=\"finance-options_cta\"><a class=\"finance-options_cta_btn\" href=\"https:\/\/www.dentaly.org\/us\/dental-tourism-contact\/\" target=\"_blank\" rel=\"noopener\">Get a free quote<\/a> <a class=\"finance-options_cta_link\" href=\"https:\/\/www.dentaly.org\/us\/dental-tourism-usa\/\" target=\"_blank\" rel=\"noopener\">Read more\u2026<\/a><\/div> <\/div> <div class=\"finance-options_item\"> <div class=\"finance-options_item_image\"><img decoding=\"async\" class=\"attachment-full size-full\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2022\/01\/Group-13.svg\" alt=\"dental discount plans\" width=\"80\" height=\"81\" \/><\/div> <div class=\"finance-options_content\"> <h3 class=\"finance-options_content_title\">Dental discount plans<\/h3> <div class=\"finance-options_content_caption\">Save money on treatment costs in exchange for a yearly membership fee.<\/div> <\/div> <div class=\"finance-options_cta\"><a class=\"finance-options_cta_btn\" href=\"https:\/\/aff.dentalinsurance.com?utm_medium=partner&amp;utm_source=aff%7Cdentaly&amp;utm_campaign=2549&amp;utm_content=medicaid_braces&amp;utm_term=fiwi\" target=\"_blank\" rel=\"nofollow noopener nofollow\">Find discount plans<\/a> <a class=\"finance-options_cta_link\" href=\"https:\/\/www.dentaly.org\/us\/dental-financing\/dental-discount-plans\/\" target=\"_blank\" rel=\"noopener\">Read more\u2026<\/a><\/div> <\/div> <\/div> <\/div> <h2 id=\"conclusion\" \"conclusion\"class =\"wp-block-heading\">Conclusion<\/h2> <p>Anyone who has ever needed dental care, but hasn\u2019t been able to afford it, knows that it can feel like a hopeless and desperate situation.<\/p> <p>The good news is that there are plenty of nonprofit organizations that want you to take part in their services. After all, that\u2019s how they continue to get funding from the state. The table below summarizes the programs we\u2019ve talked about in this article:<\/p> <div class=\"wptb-table-container wptb-table-42018\"> <div id=\"wptb-table-id-42018\" class=\"wptb-table-container-matrix\" data-wptb-version=\"2.0.2\" data-wptb-pro-status=\"true\"> <table class=\"wptb-preview-table wptb-element-main-table_setting-42018 edit-active\" style=\"border: 1px solid #d1d1d1;\" role=\"table\" data-reconstraction=\"1\" data-wptb-table-tds-sum-max-width=\"393.98148000000003\" data-wptb-cells-width-auto-count=\"3\" data-wptb-table-directives=\"eyJpbm5lckJvcmRlcnMiOnsiYWN0aXZlIjoiYWxsIiwiYm9yZGVyV2lkdGgiOiIxIiwiYm9yZGVyUmFkaXVzZXMiOnsiYWxsIjpmYWxzZX19fQ==\" data-wptb-extra-styles=\"LyogRW50ZXIgeW91ciBjdXN0b20gQ1NTIHJ1bGVzIGhlcmUgKi8=\" data-table-columns=\"3\"> <tbody> <tr class=\"wptb-row\"> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-31\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Program<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-32\"> <div class=\"\" style=\"position: relative;\"> <p>Community served<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"0\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-33\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Covers medically necessary dental care?<\/p> <\/div> <\/div> <\/td> <\/tr> <tr class=\"wptb-row\"> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-34\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p><strong>Medicare<\/strong><\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-35\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Individuals older than 65, individuals younger than 65 with disabilities, individuals with End-Stage Renal Disease<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"1\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-36\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Only with Medicare Advantage through a private insurance provider<\/p> <\/div> <\/div> <\/td> <\/tr> <tr class=\"wptb-row\"> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"2\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-37\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p><strong>Medicaid<\/strong><\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"2\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-38\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Low-income individuals, families and children<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"2\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-39\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\"> <p>Always for children, sometimes for adults depending on the state<\/p> <\/div> <\/div> <\/td> <\/tr> <tr class=\"wptb-row\"> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"3\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-40\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p><strong>CHIP<\/strong><\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"3\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-41\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Children from low-income families<\/p> <\/div> <\/div> <\/td> <td class=\"wptb-cell\" style=\"border: 1px solid #d1d1d1;\" data-y-index=\"3\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\"> <div class=\"wptb-text-container wptb-ph-element wptb-element-text-42\" style=\"padding: 0px; margin: 0px;\"> <div class=\"\" style=\"position: relative;\"> <p>Yes<\/p> <\/div> <\/div> <\/td> <\/tr> <\/tbody> <\/table> <\/div> <div class=\"wptb-frontend-table-after\"><\/div> <\/div> <p>So, if you need dental care but can\u2019t afford it you can:<\/p> <ul class=\"wp-block-list\"> <li>See if you qualify for Medicaid and find Medicaid dental providers near you<\/li> <li>See if you qualify for Medicare<\/li> <li>See if your children qualify for CHIP<\/li> <li>Look for dental schools or charities that will help with dental costs for low-income individuals and families<\/li> <li>Ask a health insurance navigator for help<\/li> <\/ul> <h2 id=\"faqs\" \"faqs\"class =\"wp-block-heading\">FAQs<\/h2> <h3 class=\"wp-block-heading\">How do I find a Medicaid dentist near me?<\/h3> <p>To find a Medicaid dentist near you, you can start by simply calling clinics in your area and asking if they are a Medicaid dental provider. You will also have a guide to Medicaid dentists.<\/p> <h3 class=\"wp-block-heading\">Does Medicare cover dental implants?<\/h3> <div class=\"wp-block-image size-medium wp-image-8007\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-8007\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/Dental-implant-model-300x200.jpg\" alt=\"Dental implants treatment\" width=\"300\" height=\"200\" \/><figcaption class=\"wp-element-caption\"><span style=\"font-size: 14px;\">See if Medicare Advantage will cover your dental implants<\/span><\/figcaption><\/figure> <\/div> <p>Medicare Parts A and B don\u2019t, however, a Medicare Advantage Plan may help to provide some coverage. (Medicare Part D is prescription drug coverage, so it doesn\u2019t either).<\/p> <p>For more information on affordable dental implants, check out this <a href=\"https:\/\/www.dentaly.org\/us\/cheap-dental-implants\/\" target=\"_blank\" rel=\"noopener noreferrer\">page<\/a>. You can also read our related article about <a href=\"https:\/\/www.dentaly.org\/us\/medicaid-dental\/dentures\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"63653\">Medicaid and denture coverage<\/a>.<\/p> <h3 class=\"wp-block-heading\">Does Medicaid cover dental for adults?<\/h3> <p>Medicaid covers dental care for adults only in certain states, and each of these states chooses whether they want to provide limited, extensive, or emergency-only care.\u00a0The states that currently provide at least limited dental care for their Medicaid base population are: AK, CA, CT, IA, MA, MO, NJ, NM, NY, NC, ND, OH, OR, RI, WA, WI.<\/p> <h3 class=\"wp-block-heading\">How do I find low-income dental care near me?<\/h3> <p>To find dental clinics for low-income families or individuals:<\/p> <ul class=\"wp-block-list\"> <li>Contact your local health department<\/li> <li>Contact a local dental school<\/li> <li>Participate in a clinical study<\/li> <li>Call the United Way<\/li> <li>Contact a Health Insurance Navigator<\/li> <\/ul> <p>And to find dentists and dental clinics that accept Medicaid:<\/p> <ul class=\"wp-block-list\"> <li>Consult the provider booklet that came with your insurance to find Medicaid dental offices<\/li> <li>Call clinics near you to ask<\/li> <li>Call a Healthcare Navigator to assist you to find Medicaid dental clinics<\/li> <li>Visit <a href=\"http:\/\/www.dentaquest.com\/find-a-dentist-gov\/\" target=\"_blank\" rel=\"noopener\">dentaquest.com<\/a><\/li> <\/ul> <h3 class=\"wp-block-heading\">Does CHIP cover dental?<\/h3> <p>The Children\u2019s Health Insurance Program does cover dental, and it must include the following services:<\/p> <ul class=\"wp-block-list\"> <li>Pain and infection relief<\/li> <li>Tooth restoration<\/li> <li>Dental health maintenance<\/li> <\/ul> <h3 class=\"wp-block-heading\">Does pregnancy Medicaid cover dental?<\/h3> <div class=\"wp-block-image wp-image-8009 size-medium\"> <figure class=\"alignright\"><img decoding=\"async\" class=\"wp-image-8009\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2019\/07\/Pregnant-woman-at-the-dentist-300x200.jpg\" alt=\"Does pregnancy Medicaid cover dental\" width=\"300\" height=\"200\" \/><figcaption class=\"wp-element-caption\">Many women are eligible for Medicaid while they are pregnant<\/figcaption><\/figure> <\/div> <p>Depending on your income level and the state you live in, it may. Even if you aren\u2019t eligible for Medicaid normally, you may find that you are eligible for <strong>Medicaid during pregnancy.<\/strong><\/p> <p>If this is the case, you should complete the ACA health insurance application, and remember two very important things:<\/p> <ul class=\"wp-block-list\"> <li>Where it asks if you are pregnant, mark \u201cyes\u201d<\/li> <li>If it asks if you have a special \u201clife event,\u201d mark \u201cyes\u201d<\/li> <\/ul> <p>Additionally, if you ask for help in completing the form, or correcting mistakes you may have made on the form, make sure to tell the person helping you that you have a \u201clife event\u201d because you are pregnant.<\/p> <h3 class=\"wp-block-heading\">Can I get Medicaid coverage for past dental bills?<\/h3> <p>If you had a dental procedure that you had to pay for out-of-pocket because you didn\u2019t have health insurance, you should find out if you would have qualified for Medicaid during that time. Retroactive Medicaid can go back up to three months and cover dental bills you may have incurred.<\/p> <p>Of course, this depends on if your state Medicaid plan covers dental for adults. If you want to see if you can get retroactive Medicaid for dental bills within the past three months, you should contact a Healthcare Navigator to help you, as it can be a complicated process.<\/p> <h3 class=\"wp-block-heading\">Does Medicaid cover dental braces?<\/h3> <p>If deemed medically necessary, Medicaid will cover dental braces for children. In some states, if there is a medical need, Medicaid will cover braces for adults.<\/p> <p>You can read more about this topic in our article \u2018<a href=\"https:\/\/www.dentaly.org\/us\/medicaid-dental\/braces\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"66433\">Does Medicaid Cover Braces for Adults and Children?<\/a>\u2018 and find out if <a href=\"https:\/\/www.dentaly.org\/us\/medicaid-dental\/invisalign\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"page\" data-id=\"62950\">Medicaid covers Invisalign<\/a> as well.<\/p> <div class=\"socials_share\"> <ul class=\"share-buttons\"> <li class=\"share_item share_item-facebook\"><\/li> <li class=\"share_item share_item-twitter\"><\/li> <li class=\"share_item share_item-whatsapp-web\"><\/li> <li class=\"share_item share_item-common\"><\/li> <\/ul> <p><script>\n    document.addEventListener(\"DOMContentLoaded\", function(event) {\n        var tempInput = jQuery('<input type=\"text\">');\n        var curUrl = jQuery(location).attr('href');\n        var shareButton = jQuery('.share-copy-link');\n        shareButton.on('click', function (e) {\n            e.preventDefault();\n            if (navigator.share) {\n                navigator.share({\n                    title: 'Dentaly.org | Your Oral Healthcare Portal',\n                    url: curUrl\n                }).then(() => {\n                    console.log('Thanks for sharing!');\n                }).catch(console.error);\n            } else {\n                jQuery('body').append(tempInput);\n                tempInput.val(curUrl).select();\n                document.execCommand('copy');\n                tempInput.remove();\n                jQuery(this).attr('data-state', 'Link is copied').addClass('copied');\n                setTimeout(function () {\n                    jQuery('.share-copy-link').removeClass('copied');\n                }, 8000);\n            }\n        });\n    });\n<\/script><\/p> <\/div> <p><!--copyscapeskip--><\/p> <div class=\"medical-references\"> <div class=\"medical-references__heading\">Sources<\/div> <div class=\"medical-references__list\"> <p><strong>Medicare.gov:<\/strong> <a href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\/medicare-basics\/parts-of-medicare\" target=\"_blank\" rel=\"noopener\">What\u2019s Medicare?<\/a> Consulted 9 July, 2019.<\/p> <p><strong>CHCS:<\/strong> <a href=\"https:\/\/www.chcs.org\/media\/Adult-Oral-Health-Fact-Sheet_011618.pdf\" target=\"_blank\" rel=\"noopener\">Medicaid Adult Dental Benefits: An Overview.<\/a> Consulted 8 July, 2019.<\/p> <p><strong>ADA: <\/strong><a href=\"https:\/\/www.ada.org\/~\/media\/ADA\/Public%20Programs\/Files\/ADH%20PDFs\/ADA_Dental-Divide-in-America-Infographic.pdf\" target=\"_blank\" rel=\"noopener\">The Dental Divide in America.<\/a> Consulted 9 July, 2019.<\/p> <p><strong>Medicaid.gov:<\/strong> <a href=\"https:\/\/www.medicaid.gov\/medicaid\/benefits\/dental\/index.html\" target=\"_blank\" rel=\"noopener\">Dental coverage.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>HHS.gov:<\/strong> <a href=\"https:\/\/www.hhs.gov\/answers\/medicare-and-medicaid\/does-medicaid-cover-dental-care\/index.html\" target=\"_blank\" rel=\"noopener\">Does Medicaid cover dental?<\/a> Consulted 16 July, 2019.<\/p> <p><strong>ADA.org:<\/strong> <a href=\"https:\/\/www.ada.org\/resources\/research\/health-policy-institute\/dental-care-market\" target=\"_blank\" rel=\"noopener\">Dental benefits and Medicaid.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>HRSA.gov:<\/strong> <a href=\"https:\/\/findahealthcenter.hrsa.gov\/\" target=\"_blank\" rel=\"noopener\">Find a health center.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>ADA.org:<\/strong> <a href=\"https:\/\/coda.ada.org\/find-a-program\/search-dental-programs#t=us&amp;sort=relevancy\" target=\"_blank\" rel=\"noopener\">Search for dental programs.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>Clinicaltrials.gov:<\/strong> <a href=\"https:\/\/coda.ada.org\/find-a-program\/search-dental-programs#t=us&amp;sort=relevancy\" target=\"_blank\" rel=\"noopener\">Find a study.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>CNN.com:<\/strong> <a href=\"https:\/\/edition.cnn.com\/2020\/09\/30\/politics\/medicaid-coronavirus-economy\/index.html\" target=\"_blank\" rel=\"noopener\">4 million more Americans turn to Medicaid as coronavirus roils the economy<\/a>. Consulted 5th October 2020.<\/p> <p><strong>Kff.org:<\/strong> <a href=\"https:\/\/www.kff.org\/report-section\/kff-health-care-debt-survey-main-findings\/\" target=\"_blank\" rel=\"noopener\">Health Care Debt in the U.S.: The Broad Consequences of Medical and Dental Bills<\/a>. 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<\/lineargradient>                 <\/defs>             <\/svg><br \/>         <\/a>     <\/li> <li class=\"share_item share_item-common\">         <a href=\"#\" class=\"share_link share-copy-link\" id=\"share-copy-link\" rel=\"noopener noreferrer\"><br \/>             <svg width=\"30\" height=\"30\" viewbox=\"0 0 30 30\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">                 <rect width=\"30\" height=\"30\" rx=\"2\" fill=\"#00D4DD\"\/>                 <path d=\"M15.8313 13.6488C14.5411 12.3741 12.4442 12.3813 11.145 13.665L7.55841 17.2089C6.25927 18.4926 6.25204 20.5645 7.54226 21.8392C8.83248 23.114 10.9294 23.1067 12.2285 21.8231L15.0358 19.0158\"                       stroke=\"white\" stroke-width=\"2\" stroke-miterlimit=\"10\"\/>                 <path d=\"M13.993 15.3983C15.2832 16.6731 17.3802 16.6658 18.6793 15.3821L22.2659 11.8382C23.5651 10.5545 23.5723 8.48268 22.2821 7.20792C20.9918 5.93316 18.8949 5.94039 17.5958 7.22408L14.7688 10.0511\"                    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jQuery(this).attr('data-state', 'Link is copied').addClass('copied');\n                setTimeout(function () {\n                    jQuery('.share-copy-link').removeClass('copied');\n                }, 8000);\n            }\n        });\n    });\n<\/script><\/p> <\/div> <p><!--copyscapeskip--><\/p> <div class=\"medical-references\"> <div class=\"medical-references__heading\"><span>Sources<\/span><\/div> <div class=\"medical-references__list\"> <p><strong>Medicare.gov:<\/strong> <a href=\"https:\/\/www.medicare.gov\/basics\/get-started-with-medicare\/medicare-basics\/parts-of-medicare\" target=\"_blank\">What&#8217;s Medicare?<\/a> Consulted 9 July, 2019.<\/p> <p><strong>CHCS:<\/strong> <a href=\"https:\/\/www.chcs.org\/media\/Adult-Oral-Health-Fact-Sheet_011618.pdf\" target=\"_blank\">Medicaid Adult Dental Benefits: An Overview.<\/a> Consulted 8 July, 2019.<\/p> <p><strong>ADA: <\/strong><a href=\"https:\/\/www.ada.org\/~\/media\/ADA\/Public%20Programs\/Files\/ADH%20PDFs\/ADA_Dental-Divide-in-America-Infographic.pdf\" target=\"_blank\">The Dental Divide in America.<\/a> Consulted 9 July, 2019.<\/p> <p><strong>Medicaid.gov:<\/strong> <a href=\"https:\/\/www.medicaid.gov\/medicaid\/benefits\/dental\/index.html\" target=\"_blank\">Dental coverage.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>HHS.gov:<\/strong> <a href=\"https:\/\/www.hhs.gov\/answers\/medicare-and-medicaid\/does-medicaid-cover-dental-care\/index.html\" target=\"_blank\">Does Medicaid cover dental?<\/a> Consulted 16 July, 2019.<\/p> <p><strong>ADA.org:<\/strong> <a href=\"https:\/\/www.ada.org\/resources\/research\/health-policy-institute\/dental-care-market\" target=\"_blank\">Dental benefits and Medicaid.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>HRSA.gov:<\/strong> <a href=\"https:\/\/findahealthcenter.hrsa.gov\/\" target=\"_blank\">Find a health center.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>ADA.org:<\/strong> <a href=\"https:\/\/coda.ada.org\/find-a-program\/search-dental-programs#t=us&amp;sort=relevancy\" target=\"_blank\">Search for dental programs.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>Clinicaltrials.gov:<\/strong> <a href=\"https:\/\/coda.ada.org\/find-a-program\/search-dental-programs#t=us&amp;sort=relevancy\" target=\"_blank\">Find a study.<\/a> Consulted 16 July, 2019.<\/p> <p><strong>CNN.com:<\/strong> <a href=\"https:\/\/edition.cnn.com\/2020\/09\/30\/politics\/medicaid-coronavirus-economy\/index.html\" target=\"_blank\" rel=\"noopener\">4 million more Americans turn to Medicaid as coronavirus roils the economy<\/a>. Consulted 5th October 2020.<\/p> <p><strong>Kff.org:<\/strong> <a href=\"https:\/\/www.kff.org\/report-section\/kff-health-care-debt-survey-main-findings\/\" target=\"_blank\" rel=\"noopener\">Health Care Debt in the U.S.: The Broad Consequences of Medical and Dental Bills<\/a>. Consulted 11th July 2022.<\/p> <\/div> <\/div> <p><!--\/copyscapeskip--><\/p>","protected":false},"excerpt":{"rendered":"<p>The topic of Medicare and Medicaid dental coverage causes a lot of confusion for people looking for a way to help pay for dental work. And even if you do find low-cost dental care, it can be difficult to find dentists that accept Medicaid or dentists that provide low-income options. There are a plethora of &#8230; <a title=\"Do Medicaid and Medicare Cover Dental? Guide to Low-Income Dental Care\" class=\"read-more\" href=\"https:\/\/www.dentaly.org\/us\/medicaid-dental\/\">Read more <span class=\"screen-reader-text\">Do Medicaid and Medicare Cover Dental? Guide to Low-Income Dental Care<\/span><\/a><\/p>\n","protected":false},"author":70,"featured_media":7997,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"categories":[6943],"tags":[],"coauthors":[2159],"class_list":["post-7846","page","type-page","status-publish","has-post-thumbnail","category-finance-category"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Medicaid Dental Coverage: Learn About Low-Income Dental Care - Dentaly.org<\/title>\n<meta name=\"description\" content=\"Does Medicare cover dental? Does Medicaid cover dental? 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