{"id":78734,"date":"2024-08-01T12:15:53","date_gmt":"2024-08-01T11:15:53","guid":{"rendered":"https:\/\/www.dentaly.org\/us\/?page_id=78734"},"modified":"2024-11-28T14:45:54","modified_gmt":"2024-11-28T13:45:54","slug":"physicians-mutual-review","status":"publish","type":"page","link":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/","title":{"rendered":"Physicians Mutual Dental Insurance Review 2025"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Physicians Mutual Dental Insurance features four PPO plans with low premiums and no deductibles. All plans cover preventive, basic, and even major dental treatment. In this article, we&#8217;ll take a closer look at the Physicians Mutual <a href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/\" data-type=\"page\" data-id=\"49196\" target=\"_blank\" rel=\"noreferrer noopener\">dental plans<\/a> so you can find the best one for you. <\/p>    <details>   <summary><b><a href=\"#plans\">Physicians Mutual Dental Plans:<\/a><\/b> Premier, Preferred, Standard, Economy, each with different monthly premiums<\/summary>   <p>With Physicians Mutual Dental Insurance, you can choose between four PPO plans:  <li><b>Premier:<\/b> The most expensive plan at around $55\/month, this plan covers 100% of preventive care, 70% of basic, and 70% major.<\/li> <li><b>Preferred:<\/b> Around $45\/month, this plan covers 100% of preventive, 55% basic and 55% major.<\/li> <li><b>Standard:<\/b> Around $35\/month you get 100% preventive benefits, 40% basic, and 40% major.<\/li> <li><b>Economy:<\/b> This is Physicians Mutual budget plan, and for just $30\/month you get 100% preventive, 25% basic and 25% major.<\/li><\/p> <\/details>  <details>   <summary><b><a href=\"#details\">Physicians Mutual Dental Coverage Details<\/a>:<\/b> Covers a wide range of treatment, from routine cleanings to root canals<\/summary>   <p>Preventive benefits in Physicians Mutual Dental plans include cleanings, routine exams, and x-rays. Basic benefits include fillings, extractions, and minor oral surgery. Major benefits include root canals, crowns, and dentures.<\/p> <\/details>  <details>   <summary><b><a href=\"#alternative\">Physicians Mutual Dental Alternatives<\/a>:<\/b> Find a dental plan that covers exactly what you need, including braces or dental implants<\/summary>   <p>Physicians Mutual Dental Insurance can be a good option if you are an individual who doesn&#8217;t need a lot of major dental work. But if you have a family or would like more comprehensive care for yourself, you can get help from the knowledgeable staff at <a>dentalinsurance.com<\/a> to find the best plan for you.<\/p> <\/details>   <div class=\"mega-button\"><a target=\"_blank\" href=\"https:\/\/aff.dentalinsurance.com\/quoting\/?utm_medium=partner&amp;utm_source=aff%7Cdentaly&amp;utm_campaign=2549&amp;utm_content=&amp;utm_term=\" class=\"orange\" rel=\"nofollow\">Get a Free Quote Now!<\/a><\/div>    <h2 id=\"physicians-mutual-dental-insurance-review\" class=\"wp-block-heading\">Physicians Mutual Dental Insurance Review<\/h2>     <div class=\"styled-blockquote\" id=\"styled-blockquote block_36002641c77a5864763de6fe997cbac9\">     <div class=\"styled-blockquote_inner\">                     <div class=\"styled-blockquote_heading position-top\">                 Our Take            <\/div>                 <div class=\"styled-blockquote_text\">             <p>Physicians Mutual offers four PPO plans that we like because they have no deductibles, annual maximums, and all of the plans offer 100% coverage for preventive care. <\/p> <p>However, there is not very much coverage for major services, and major services don&#8217;t include dental implants. <\/p> <p>If you need or plan to need more comprehensive coverage, we don&#8217;t reccomend Physicians Mutual, but if you are an individual just looking for preventive care, then you may benefit from these plans. <\/p> <p>To shop additional plans that provide greater coverage for the treatment you need, go to <a href=\"https:\/\/aff.dentalinsurance.com\/?utm_medium=partner&#038;utm_source=aff|dentaly&#038;utm_campaign=2549&#038;utm_content=pmdi&#038;utm_term=variable\" target=\"_blank\" rel=\"nofollow\">dentalinsurance.com<\/a>.<\/p>         <\/div> \t\t\t\t\t\t            <\/div>           <a class=\"styled-blockquote_link\" href=\"https:\/\/aff.dentalinsurance.com\/?utm_medium=partner&#038;utm_source=aff|dentaly&#038;utm_campaign=2549&#038;utm_content=pmdi&#038;utm_term=variable\" target=\"_blank\" rel=\"nofollow\">Find the best coverage now!<\/a>     <\/div>       <p class=\"wp-block-paragraph\">You can also <strong>call <a class=\"dental_insurance_phone-link\" href=\"tel:+8886260057\">888-626-0057<\/a><\/strong> to get help finding the best plan for you from a licensed representative. <\/p>    <h2 id=\"physicians-mutual-dental-pros-and-cons\" class=\"wp-block-heading\">Physicians Mutual Dental Pros and Cons<\/h2>   <div class=\"wptb-table-container wptb-table-78754\"><div class=\"wptb-table-container-matrix\" id=\"wptb-table-id-78754\" data-wptb-version=\"2.0.2\" data-wptb-pro-status=\"true\"><table class=\"wptb-preview-table wptb-element-main-table_setting-78754\" data-reconstraction=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-table-tds-sum-max-width=\"263\" data-wptb-cells-width-auto-count=\"2\" data-wptb-table-directives=\"eyJpbm5lckJvcmRlcnMiOnsiYWN0aXZlIjoiYWxsIiwiYm9yZGVyV2lkdGgiOiIxIiwiYm9yZGVyUmFkaXVzZXMiOnsiYWxsIjpmYWxzZX19fQ==\" data-wptb-horizontal-scroll-status=\"false\" data-wptb-extra-styles=\"LyogRW50ZXIgeW91ciBjdXN0b20gQ1NTIHJ1bGVzIGhlcmUgKi8=\" role=\"table\" data-table-columns=\"2\"><tbody><tr class=\"wptb-row\"><td class=\"wptb-cell wptb-ondragenter\" data-y-index=\"0\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-ondragenter wptb-element-text-37\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Pros<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-38\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Cons<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"1\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-styled_list-container wptb-ph-element wptb-element-styled_list-1\" style=\"padding: 0px; margin: 0px;\"><ul>                <li class=\"wptb-in-element\">                    <div class=\"wptb-styled-list-li-inner-wrap\">                        <div class=\"wptb-styled-list-icon\" data-wptb-styled-list-icon-src=\"check\" style=\"width: 20px; height: 20px; fill: rgb(0, 153, 71);\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/div>                        <div class=\"wptb-styled-list-item-content\" style=\"position: relative;\"><p data-styled_list-marker=\"\">No annual maximums<\/p><\/div>                    <\/div>                    <div class=\"wptb-clear-both\"><\/div>                <\/li>                <li class=\"wptb-in-element\">                    <div class=\"wptb-styled-list-li-inner-wrap\">                        <div class=\"wptb-styled-list-icon\" data-wptb-styled-list-icon-src=\"check\" style=\"width: 20px; height: 20px; fill: rgb(0, 153, 71);\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\" class=\"\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/div>                        <div class=\"wptb-styled-list-item-content\" style=\"position: relative;\"><p data-styled_list-marker=\"\">No deductibles<\/p><\/div>                    <\/div>                    <div class=\"wptb-clear-both\"><\/div>                <\/li>                <li class=\"wptb-in-element\">                    <div class=\"wptb-styled-list-li-inner-wrap\">                        <div class=\"wptb-styled-list-icon\" data-wptb-styled-list-icon-src=\"check\" style=\"width: 20px; height: 20px; fill: rgb(0, 153, 71);\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/div>                        <div class=\"wptb-styled-list-item-content\" style=\"position: relative;\"><p data-styled_list-marker=\"\">No waiting period for preventive and basic care<\/p><\/div>                    <\/div>                    <div class=\"wptb-clear-both\"><\/div>                <\/li>        <\/ul><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"1\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-styled_list-container wptb-ph-element wptb-element-styled_list-2\" style=\"padding: 0px; margin: 0px;\"><ul>                <li class=\"wptb-in-element\">                    <div class=\"wptb-styled-list-li-inner-wrap\">                        <div class=\"wptb-styled-list-icon\" data-wptb-styled-list-icon-src=\"times\" style=\"width: 20px; height: 20px; fill: rgb(221, 51, 51);\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 352 512\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg><\/div>                        <div class=\"wptb-styled-list-item-content\" style=\"position: relative;\"><p data-styled_list-marker=\"\">No coverage for dental implants<\/p><\/div>                    <\/div>                    <div class=\"wptb-clear-both\"><\/div>                <\/li>                <li class=\"wptb-in-element\">                    <div class=\"wptb-styled-list-li-inner-wrap\">                        <div class=\"wptb-styled-list-icon\" data-wptb-styled-list-icon-src=\"times\" style=\"width: 20px; height: 20px; fill: rgb(221, 51, 51);\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 352 512\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg><\/div>                        <div class=\"wptb-styled-list-item-content\" style=\"position: relative;\"><p data-styled_list-marker=\"\">12-month waiting period for major care<\/p><\/div>                    <\/div>                    <div class=\"wptb-clear-both\"><\/div>                <\/li>                <li class=\"wptb-in-element\">                    <div class=\"wptb-styled-list-li-inner-wrap\">                        <div class=\"wptb-styled-list-icon\" data-wptb-styled-list-icon-src=\"times\" style=\"width: 20px; height: 20px; fill: rgb(221, 51, 51);\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 352 512\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg><\/div>                        <div class=\"wptb-styled-list-item-content\" style=\"position: relative;\"><p data-styled_list-marker=\"\">Limited coverage for basic and major care<\/p><\/div>                    <\/div>                    <div class=\"wptb-clear-both\"><\/div>                <\/li>        <\/ul><\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div>    <h3 class=\"wp-block-heading\">Explanation of pros<\/h3>    <ul class=\"wp-block-list\"> <li><strong>No annual maximums:<\/strong> An annual maximum is the limit that the plan will cover for treatment per year. Once that limit is reached, you have to pay out of pocket for the rest. Usually, annual maximums are quite low (<a rel=\"noreferrer noopener\" href=\"https:\/\/www.kff.org\/medicare\/issue-brief\/medicare-and-dental-coverage-a-closer-look\/\" target=\"_blank\">the average being $1300<\/a>) considering the costs of treatment, which is why it is notable that these plans don&#8217;t have them. <\/li>    <li><strong>No deductibles:<\/strong> The deductible is what you pay before your insurance will start paying for your treatment. So if you have a deductible of $50, then you have to spend $50 on treatment before your coverage kicks in. With these plans, coverage kicks in right away. <\/li>    <li><strong>No waiting period for basic:<\/strong> It&#8217;s typical for there to be <a href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/crowns\/\" data-type=\"page\" data-id=\"65176\" target=\"_blank\" rel=\"noreferrer noopener\">no waiting period<\/a> for preventive care, but some plans do have waiting periods for basic care, which includes things like simple extractions and fillings. <\/li> <\/ul>    <h3 class=\"wp-block-heading\">Explanation of cons<\/h3>   <div class=\"wp-block-image\"> <figure class=\"alignright size-medium\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/jose-vazquez-4suyx4kq5ik-unsplash-300x200.jpg\" alt=\"dental insurance physicians mutual\" class=\"wp-image-78767\" srcset=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/jose-vazquez-4suyx4kq5ik-unsplash-300x200.jpg 300w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/jose-vazquez-4suyx4kq5ik-unsplash-1024x683.jpg 1024w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/jose-vazquez-4suyx4kq5ik-unsplash-768x512.jpg 768w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/jose-vazquez-4suyx4kq5ik-unsplash-1536x1024.jpg 1536w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/jose-vazquez-4suyx4kq5ik-unsplash-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">Physicians Mutual dental plans have their pros and cons<\/figcaption><\/figure> <\/div>   <ul class=\"wp-block-list\"> <li><strong>No coverage for dental implants:<\/strong> While it&#8217;s great that <a href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/major-dental-work\/\" data-type=\"page\" data-id=\"66297\" target=\"_blank\" rel=\"noreferrer noopener\">coverage for major care<\/a> under these plans is as high as 70% at the Premier level, this coverage doesn&#8217;t include dental implants, nor implant-retained dentures, something that the <a rel=\"noreferrer noopener\" href=\"https:\/\/www.ada.org\/resources\/ada-library\/oral-health-topics\/dentures#:~:text=More%20than%2036%20million%20Americans,missing%20at%20least%20one%20tooth.&amp;text=Around%2090%25%20of%20edentulous%20persons,has%20dentures%20made%20each%20year.\" target=\"_blank\">120 million Americans<\/a> with missing teeth really need. <\/li>    <li><strong>12-month waiting period:<\/strong> If you need care like root canals or crowns, you&#8217;ll have to wait 12 months before you can get them with this plan. Waiting too long for a root canal can <a href=\"https:\/\/moderncareendo.com\/waiting-to-get-a-root-canal-how-long-is-too-long-to-wait\/#:~:text=Pimples%20on%20the%20gums:%20A%20gum%20boil%2C,or%20at%20the%20root%20of%20a%20tooth.\" target=\"_blank\" rel=\"noreferrer noopener\">cause the infection to spread<\/a> and damage the adjacent teeth. <\/li>    <li><strong>Limited coverage:<\/strong> These plans fall within the average of most other dental plans in terms of what they cover \u2014 typically plans cover between <a href=\"https:\/\/www.forbes.com\/advisor\/health-insurance\/dental-insurance\/is-dental-insurance-worth-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">50% and 80%<\/a> of major care (excluding implants and implant-retained dentures), but still coverage falls short if you need major dental treatment. <\/li> <\/ul>    <h2 id=\"physicians-mutual-dental-insurance-plans\" class=\"wp-block-heading\">Physicians Mutual Dental Insurance Plans<\/h2>    <p class=\"wp-block-paragraph\">Physicians Mutual offers four PPO dental plans, PPO plans <a href=\"https:\/\/www.ada.org\/-\/media\/project\/ada-organization\/ada\/ada-org\/files\/resources\/practice\/dental-insurance\/dental_benefits_an_introduction_final.pdf?rev=a4de3c1114e947ad8e92b859f0ebcf78&amp;hash=B0FDF2A8A04630FD258E932DE6F6B2D3\" target=\"_blank\" rel=\"noreferrer noopener\">being the most popular<\/a>: Premier, Preferred, Standard, and Economy. Let&#8217;s take a closer look at the details of each now. <\/p>    <h3 class=\"wp-block-heading\" id=\"plans\">Premier<\/h3>    <p class=\"wp-block-paragraph\">The Physicians Mutual Premier dental insurance plan is similar to what you would get if it was provided through your employer. It features the most benefits of all of the plans and has the highest monthly premium. <\/p>   <div class=\"wp-block-image\"> <figure class=\"alignright size-medium\"><img decoding=\"async\" width=\"200\" height=\"300\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-200x300.jpg\" alt=\"mutual physicians dental insurance\" class=\"wp-image-78769\" srcset=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-200x300.jpg 200w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-683x1024.jpg 683w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-768x1152.jpg 768w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-1024x1536.jpg 1024w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-1365x2048.jpg 1365w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/hush-naidoo-jade-photography-9rouhj25xvc-unsplash-scaled.jpg 1707w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption class=\"wp-element-caption\">Preventive care is covered 100%<\/figcaption><\/figure> <\/div>   <p class=\"wp-block-paragraph\">Have a look at the coverage it provides: <\/p>    <ul class=\"wp-block-list\"> <li><strong>Preventive care:<\/strong> 100%<\/li>    <li><strong>Basic care:<\/strong> 70%<\/li>    <li><strong>Major care:<\/strong> 70%<\/li> <\/ul>    <h3 class=\"wp-block-heading\">Preferred<\/h3>    <p class=\"wp-block-paragraph\">The Preferred plan still offers better-than-average coverage while costing a bit less per month. <\/p>    <ul class=\"wp-block-list\"> <li><strong>Preventive care:<\/strong> 100%<\/li>    <li><strong>Basic care:<\/strong> 55%<\/li>    <li><strong>Major care:<\/strong> 55%<\/li> <\/ul>    <h3 class=\"wp-block-heading\">Standard<\/h3>    <p class=\"wp-block-paragraph\">The Standard plan is designed for individuals who have good oral health and don&#8217;t expect to have expensive dental procedures in the near future. Let&#8217;s see what the coverage is. <\/p>    <ul class=\"wp-block-list\"> <li><strong>Preventive care:<\/strong> 100%<\/li>    <li><strong>Basic care:<\/strong> 40%<\/li>    <li><strong>Major care:<\/strong> 40%<\/li> <\/ul>    <h3 class=\"wp-block-heading\">Economy <\/h3>    <p class=\"wp-block-paragraph\">As the name suggests, this is the most affordable Physicians Mutual Dental plan. This plan is meant for those whose main priority is preventive care, like cleaning and routine checkups. <\/p>    <ul class=\"wp-block-list\"> <li><strong>Preventive care:<\/strong> 100%<\/li>    <li><strong>Basic care:<\/strong> 25%<\/li>    <li><strong>Major care:<\/strong> 25%<\/li> <\/ul>    <h2 id=\"physicians-mutual-dental-plan-coverage-details\" class=\"wp-block-heading\" \"details\">Physicians Mutual Dental Plan Coverage Details<\/h2>   <div class=\"wp-block-image\"> <figure class=\"alignright size-medium\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/kamal-hoseinianzade-4lxmfcxkwc4-unsplash-300x200.jpg\" alt=\"Physicians mutual dental insurance\" class=\"wp-image-78770\" srcset=\"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/kamal-hoseinianzade-4lxmfcxkwc4-unsplash-300x200.jpg 300w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/kamal-hoseinianzade-4lxmfcxkwc4-unsplash-1024x683.jpg 1024w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/kamal-hoseinianzade-4lxmfcxkwc4-unsplash-768x512.jpg 768w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/kamal-hoseinianzade-4lxmfcxkwc4-unsplash-1536x1024.jpg 1536w, https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/08\/kamal-hoseinianzade-4lxmfcxkwc4-unsplash-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">No waiting period for preventive care<\/figcaption><\/figure> <\/div>   <p class=\"wp-block-paragraph\">At first glance, Physicians Mutual seems to offer generous coverage for a wide range of treatments from basic to major. Let&#8217;s take a closer look at what Preventive, Basic, and Major include so you can make sure you are getting the coverage you need. <\/p>    <h3 class=\"wp-block-heading\">Preventive Benefits: No Waiting Period<\/h3>    <p class=\"wp-block-paragraph\">Coverage includes: <\/p>    <ul class=\"wp-block-list\"> <li>Cleanings<\/li>    <li>Routine exams<\/li>    <li>Comprehensive exams<\/li>    <li>Dental X-rays<\/li>    <li>Professional cleanings<\/li> <\/ul>    <h3 class=\"wp-block-heading\">Basic Benefits: No Waiting Period<\/h3>    <p class=\"wp-block-paragraph\">Coverage includes: <\/p>    <ul class=\"wp-block-list\"> <li>Fillings<\/li>    <li>Minor oral surgery<\/li>    <li>Repair of denture clasps<\/li>    <li>Simple tooth extractions<\/li> <\/ul>    <h3 class=\"wp-block-heading\">Major Benefits: 12-Month Waiting Period<\/h3>    <p class=\"wp-block-paragraph\">Cover includes: <\/p>    <ul class=\"wp-block-list\"> <li>Root canals and crowns<\/li>    <li>Crowns in bridges<\/li>    <li>Partial and full dentures<\/li>    <li>Surgical extractions<\/li> <\/ul>     <div class=\"styled-blockquote\" id=\"styled-blockquote block_6a488087e5c53078c89dc743bc2cdfe9\">     <div class=\"styled-blockquote_inner\">                     <div class=\"styled-blockquote_heading position-top\">                 Need Coverage for Dental Implants?            <\/div>                 <div class=\"styled-blockquote_text\">             <p>Physicians Mutual does not provide coverage for dental implants, but there are plenty of plans that do, including plans from household names like Humana, NCD, and Guardian. <\/p> <p>Get your free quote now or browse and compare plans at <a href=\"https:\/\/aff.dentalinsurance.com\/?utm_medium=partner&#038;utm_source=aff|dentaly&#038;utm_campaign=2549&#038;utm_content=pmdi&#038;utm_term=variable\" target=\"_blank\" rel=\"nofollow\">Dentalinsurance.com<\/a> to find your plan today. <\/p>         <\/div> \t\t\t\t\t\t            <\/div>           <a class=\"styled-blockquote_link\" href=\"https:\/\/aff.dentalinsurance.com\/?utm_medium=partner&#038;utm_source=aff|dentaly&#038;utm_campaign=2549&#038;utm_content=pmdi&#038;utm_term=variable\" target=\"_blank\" rel=\"nofollow\">Get your free quote!<\/a>     <\/div>       <h2 id=\"how-much-does-mutual-dental-insurance-cost\" class=\"wp-block-heading\">How Much does Mutual Dental Insurance Cost?<\/h2>    <p class=\"wp-block-paragraph\">Physicians Mutual Dental Insurance costs around $30.50 for the Economy plan, $38.75 for the Standard Plan, $46.95 for the Preferred plan, and $56.50 for the Premier plan. None of the plans have deductibles or annual maximums, however you will end up spending more if you need a lot of major care. <\/p>    <h3 class=\"wp-block-heading\">Get Your Free Quote<\/h3>    <p class=\"wp-block-paragraph\">Find out how much your dental insurance plan costs, depending on where you live, and the treatment you need. Get your free, no-obligation quote right now by filling in the form below. <\/p>    <p class=\"wp-block-paragraph\"> \t<div class=\"i-api\"> \t\t<div class=\"i-api__img\"> \t\t\t<style> \t\t\t\t@media (min-width: 575.98px) { \t\t\t\t\t.i-api__img { \t\t\t\t\t\tbackground: url('https:\/\/www.dentaly.org\/us\/wp-content\/themes\/generatepress-child\/inc\/shortcodes\/insurance-api\/img\/insurance-api-img-min.jpg'); \t\t\t\t\t\tbackground-size: cover; \t\t\t\t\t\tbackground-position: center center; \t\t\t\t\t\tbackground-repeat: no-repeat; \t\t\t\t\t} \t\t\t\t} \t\t\t<\/style> \t\t\t<img decoding=\"async\" src=\"https:\/\/www.dentaly.org\/us\/wp-content\/themes\/generatepress-child\/inc\/shortcodes\/insurance-api\/img\/insurance-api-img-mobile-min.jpeg\" alt=\"Dentaly insurance\" width=\"527\" height=\"518\" loading=\"lazy\"> \t\t<\/div> \t\t<form class=\"i-api-form\"> \t\t\t<h2 class=\"i-api__title\">See how much you could save<\/h2> \t\t\t<div class=\"i-api__subtitle\">Start by entering your ZIP code<\/div> \t\t\t<div class=\"destination\"> \t\t\t\t<div class=\"destination__data\"> \t\t\t\t\t<div class=\"destination__data-item destination__data-item--zip\"> \t\t\t\t\t\t<input type=\"tel\" name=\"zip\" id=\"zip\" minlength=\"5\" maxlength=\"5\" placeholder=\"Your zip code?\" required>  \t\t\t\t\t<\/div> \t\t\t\t\t<div id=\"county-wrapper\" class=\"destination__data-item destination__data-item--county\"> \t\t\t\t\t\t<input type=\"text\" name=\"county\" id=\"county\" placeholder=\"County\" readonly> \t\t\t\t\t\t<div class=\"destination__data-item-arrow\"> \t\t\t\t\t\t\t<svg width=\"10\" height=\"6\" viewbox=\"0 0 10 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t\t\t\t<path d=\"M0 0.5L5 5.5L10 0.5H0Z\" fill=\"#5A5A5A\" \/> \t\t\t\t\t\t\t<\/svg> \t\t\t\t\t\t<\/div> \t\t\t\t\t\t<div class=\"county-options\"> \t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"destination__message\" id=\"destination-message\">The selected zip does not belong to the USA<\/div> \t\t\t<\/div> \t\t\t<div class=\"service-search api__service-search\"> \t\t\t\t<div class=\"ss-controls\"> \t\t\t\t\t<div class=\"ss-controls__title\">Date of Birth<\/div> \t\t\t\t\t<div class=\"ss-controls__buttons\"> \t\t\t\t\t\t<button class=\"ss-controls__buttons-add visible\" id=\"add-spouse\"><span>+<\/span> Add Spouse<\/button> \t\t\t\t\t\t<button class=\"ss-controls__buttons-add visible\" id=\"add-child\"><span>+<\/span> Add Child<\/button> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"applicants service-search__applicants\"> \t\t\t\t\t<div class=\"applicant\" data-applicant-type=\"applicant\"> \t\t\t\t\t\t<div class=\"applicant__inner\"> \t\t\t\t\t\t\t<div class=\"applicant__type\"> \t\t\t\t\t\t\t\t<span class=\"applicant__type-icon\"> \t\t\t\t\t\t\t\t\t<svg viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t\t\t\t\t\t<path d=\"M11.0002 11C9.5335 11 8.27794 10.4778 7.2335 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\t\t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t\t<span class=\"applicant__type-text\">Applicant<\/span> \t\t\t\t\t\t\t<\/div> \t\t\t\t\t\t\t<div class=\"applicant__inner-right\"> \t\t\t\t\t\t\t\t<div class=\"applicant__date\"> \t\t\t\t\t\t\t\t\t<div class=\"applicant__date-input inputs-group\"> \t\t\t\t\t\t\t\t\t\t<input class=\"i-month\" type=\"tel\" name=\"month\" id=\"month\" max=\"12\" maxlength=\"2\" placeholder=\"mm\" required><span>\/<\/span> \t\t\t\t\t\t\t\t\t\t<input class=\"i-day\" type=\"tel\" name=\"day\" id=\"day\" max=\"31\" maxlength=\"2\" placeholder=\"dd\" required><span>\/<\/span> \t\t\t\t\t\t\t\t\t\t<input class=\"i-year\" type=\"tel\" name=\"year\" id=\"year\" min=\"1900\" max=\"\" minlength=\"4\" maxlength=\"4\" placeholder=\"yyyy\" required> \t\t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t\t\t\t<\/div> \t\t\t\t\t\t\t\t<button class=\"applicant__buttons-remove applicant__buttons-remove--first\" disabled> \t\t\t\t\t\t\t\t\t<svg viewbox=\"0 0 46 46\" fill=\"none\" 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10.5208 14.9042 10.7125 14.7125C10.9042 14.5208 11 14.2833 11 14C11 13.7167 10.9042 13.4792 10.7125 13.2875C10.5208 13.0958 10.2833 13 10 13C9.71667 13 9.47917 13.0958 9.2875 13.2875C9.09583 13.4792 9 13.7167 9 14C9 14.2833 9.09583 14.5208 9.2875 14.7125C9.47917 14.9042 9.71667 15 10 15ZM10 11C10.2833 11 10.5208 10.9042 10.7125 10.7125C10.9042 10.5208 11 10.2833 11 10V6C11 5.71667 10.9042 5.47917 10.7125 5.2875C10.5208 5.09583 10.2833 5 10 5C9.71667 5 9.47917 5.09583 9.2875 5.2875C9.09583 5.47917 9 5.71667 9 6V10C9 10.2833 9.09583 10.5208 9.2875 10.7125C9.47917 10.9042 9.71667 11 10 11ZM10 20C8.61667 20 7.31667 19.7375 6.1 19.2125C4.88333 18.6875 3.825 17.975 2.925 17.075C2.025 16.175 1.3125 15.1167 0.7875 13.9C0.2625 12.6833 0 11.3833 0 10C0 8.61667 0.2625 7.31667 0.7875 6.1C1.3125 4.88333 2.025 3.825 2.925 2.925C3.825 2.025 4.88333 1.3125 6.1 0.7875C7.31667 0.2625 8.61667 0 10 0C11.3833 0 12.6833 0.2625 13.9 0.7875C15.1167 1.3125 16.175 2.025 17.075 2.925C17.975 3.825 18.6875 4.88333 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Applicant must be 18 and over<\/div> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t<\/div> \t\t\t<button class=\"i-api__submit-btn\">Start my free quote<\/button> \t\t<\/form> \t\t<div class=\"applicant applicant--proto\"> \t\t\t<div class=\"applicant__inner\"> \t\t\t\t<div class=\"applicant__type\"> \t\t\t\t\t<span class=\"applicant__type-icon\"> \t\t\t\t\t\t<svg viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t\t\t<path d=\"M11.0002 11C9.5335 11 8.27794 10.4778 7.2335 9.43337C6.18905 8.38893 5.66683 7.13337 5.66683 5.66671C5.66683 4.20004 6.18905 2.94449 7.2335 1.90004C8.27794 0.855596 9.5335 0.333374 11.0002 0.333374C12.4668 0.333374 13.7224 0.855596 14.7668 1.90004C15.8113 2.94449 16.3335 4.20004 16.3335 5.66671C16.3335 7.13337 15.8113 8.38893 14.7668 9.43337C13.7224 10.4778 12.4668 11 11.0002 11ZM3.00016 21.6667C2.26683 21.6667 1.63905 21.4056 1.11683 20.8834C0.594607 20.3612 0.333496 19.7334 0.333496 19V17.9334C0.333496 17.1778 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id=\"day-proto\" max=\"31\" maxlength=\"2\" placeholder=\"dd\" required><span>\/<\/span> \t\t\t\t\t\t\t<input class=\"i-year\" type=\"tel\" name=\"year-proto\" id=\"year-proto\" min=\"1900\" max=\"\" minlength=\"4\" maxlength=\"4\" placeholder=\"yyyy\" required> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t\t<button class=\"applicant__buttons-remove\" disabled> \t\t\t\t\t\t<svg viewbox=\"0 0 46 46\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t\t\t<rect width=\"46\" height=\"46\" rx=\"23\" fill=\"#E6E6E6\" \/> \t\t\t\t\t\t\t<path d=\"M17.2498 33.3498C16.6173 33.3498 16.0758 33.1246 15.6254 32.6742C15.175 32.2238 14.9498 31.6823 14.9498 31.0498V16.0998H13.7998V13.7998H19.5498V12.6498H26.4498V13.7998H32.1998V16.0998H31.0498V31.0498C31.0498 31.6823 30.8246 32.2238 30.3742 32.6742C29.9238 33.1246 29.3823 33.3498 28.7498 33.3498H17.2498ZM28.7498 16.0998H17.2498V31.0498H28.7498V16.0998ZM19.5498 28.7498H21.8498V18.3998H19.5498V28.7498ZM24.1498 28.7498H26.4498V18.3998H24.1498V28.7498Z\" fill=\"#1C1B1F\" \/> \t\t\t\t\t\t<\/svg> \t\t\t\t\t<\/button> \t\t\t\t<\/div> \t\t\t<\/div> \t\t\t<div class=\"applicant-checkbox-wrapper\"> \t\t\t\t<div class=\"applicant-checkbox\"> \t\t\t\t\t<input type=\"checkbox\" name=\"student-proto\" class=\"student\" id=\"student-proto\"> \t\t\t\t\t<label for=\"student-proto\">Student<\/label> \t\t\t\t<\/div> \t\t\t\t<div class=\"applicant-checkbox\"> \t\t\t\t\t<input type=\"checkbox\" name=\"disabled-proto\" class=\"disabled\" id=\"disabled-proto\"> \t\t\t\t\t<label for=\"disabled-proto\">Disabled<\/label> \t\t\t\t<\/div> \t\t\t<\/div>  \t\t\t<div class=\"applicant__message\"> \t\t\t\t<div class=\"applicant__message-icon\"> \t\t\t\t\t<svg width=\"20\" height=\"20\" viewbox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t\t<path d=\"M10 15C10.2833 15 10.5208 14.9042 10.7125 14.7125C10.9042 14.5208 11 14.2833 11 14C11 13.7167 10.9042 13.4792 10.7125 13.2875C10.5208 13.0958 10.2833 13 10 13C9.71667 13 9.47917 13.0958 9.2875 13.2875C9.09583 13.4792 9 13.7167 9 14C9 14.2833 9.09583 14.5208 9.2875 14.7125C9.47917 14.9042 9.71667 15 10 15ZM10 11C10.2833 11 10.5208 10.9042 10.7125 10.7125C10.9042 10.5208 11 10.2833 11 10V6C11 5.71667 10.9042 5.47917 10.7125 5.2875C10.5208 5.09583 10.2833 5 10 5C9.71667 5 9.47917 5.09583 9.2875 5.2875C9.09583 5.47917 9 5.71667 9 6V10C9 10.2833 9.09583 10.5208 9.2875 10.7125C9.47917 10.9042 9.71667 11 10 11ZM10 20C8.61667 20 7.31667 19.7375 6.1 19.2125C4.88333 18.6875 3.825 17.975 2.925 17.075C2.025 16.175 1.3125 15.1167 0.7875 13.9C0.2625 12.6833 0 11.3833 0 10C0 8.61667 0.2625 7.31667 0.7875 6.1C1.3125 4.88333 2.025 3.825 2.925 2.925C3.825 2.025 4.88333 1.3125 6.1 0.7875C7.31667 0.2625 8.61667 0 10 0C11.3833 0 12.6833 0.2625 13.9 0.7875C15.1167 1.3125 16.175 2.025 17.075 2.925C17.975 3.825 18.6875 4.88333 19.2125 6.1C19.7375 7.31667 20 8.61667 20 10C20 11.3833 19.7375 12.6833 19.2125 13.9C18.6875 15.1167 17.975 16.175 17.075 17.075C16.175 17.975 15.1167 18.6875 13.9 19.2125C12.6833 19.7375 11.3833 20 10 20Z\" fill=\"#EB5546\" \/> \t\t\t\t\t<\/svg> \t\t\t\t<\/div> \t\t\t\t<div class=\"applicant__message-text\">Enter a valid date of birth. Applicant must be 18 and over<\/div> \t\t\t<\/div> \t\t<\/div> \t<\/div>  <\/p>    <p class=\"wp-block-paragraph\">You can also call <a class=\"dental_insurance_phone-link\" href=\"tel:+8886260057\">888-626-0057<\/a> to speak with a licensed representative who can help you figure out which plan best fits your lifestyle, budget, and oral health needs. <\/p>    <h2 id=\"best-physicians-mutual-dental-alternatives\" class=\"wp-block-heading\">Best Physicians Mutual Dental Alternatives<\/h2>    <p class=\"wp-block-paragraph\">In the table below, we compare Physicians Mutual with some of our other top picks for dental insurance plans. <\/p>   <div class=\"wptb-table-container wptb-table-78759\"><div class=\"wptb-table-container-matrix\" id=\"wptb-table-id-78759\" data-wptb-version=\"2.0.2\" data-wptb-pro-status=\"true\"><table class=\"wptb-preview-table wptb-element-main-table_setting-78759 edit-active\" data-reconstraction=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-table-tds-sum-max-width=\"787\" data-wptb-cells-width-auto-count=\"6\" data-wptb-table-directives=\"eyJpbm5lckJvcmRlcnMiOnsiYWN0aXZlIjoiYWxsIiwiYm9yZGVyV2lkdGgiOiIxIiwiYm9yZGVyUmFkaXVzZXMiOnsiYWxsIjpudWxsfX19\" data-wptb-horizontal-scroll-status=\"false\" data-wptb-extra-styles=\"LyogRW50ZXIgeW91ciBjdXN0b20gQ1NTIHJ1bGVzIGhlcmUgKi8=\" role=\"table\" data-wptb-responsive-directives=\"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\" data-wptb-adaptive-table=\"0\" data-table-columns=\"6\"><tbody><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-37\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Company<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-38\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Avg. Premium<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-39\"><div class=\"\"><p>Deductible<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-40\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Annual Maximum<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"4\" data-y-index=\"0\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-67\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Waiting period for major services?<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"0\" data-x-index=\"5\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-41\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Major\/special services covered<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\" style=\"--hover-bg-color: undefined;\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-74\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Physicians Mutual Premier<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-75\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$56.50\/mo.<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-76\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>None<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"3\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-77\"><div class=\"\" style=\"position: relative;\"><p>None<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"4\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-78\"><div class=\"\" style=\"position: relative;\"><p>Yes<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"5\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-79\"><div class=\"\" style=\"position: relative;\"><p>Crowns, root canals<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\" style=\"--hover-bg-color: undefined;\"><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-43\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Humana Extend 3000<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-44\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$66.99\/mo.<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-45\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\"><p>$75\/person<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-46\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$2500<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"4\" data-y-index=\"2\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-68\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>12 months\/waived with previous coverage<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"2\" data-x-index=\"5\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-47\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Crowns, root canals, dentures, dental implants, whitening<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\" style=\"--hover-bg-color: undefined;\"><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-49\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>NCD Complete<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-50\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$88.00\/<span style=\"font-family: inherit; font-weight: inherit; text-align: initial;\">mo.<\/span><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-51\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$100\/person 1st year (no deductible after)<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-52\"><div class=\"\" style=\"position: relative;\"><p>$10,000<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"4\" data-y-index=\"3\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-69\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>No<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"3\" data-x-index=\"5\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-73\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Crowns, root canals, dentures, dental implants<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\" style=\"--hover-bg-color: undefined;\"><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-55\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Guardian Direct Achiever<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-56\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$44.93\/<span style=\"font-family: inherit; font-weight: inherit; text-align: initial;\">mo.<\/span><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"2\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-57\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$50\/person<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"3\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-58\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>$1000 1st year, $1250 2nd year, $1500 3rd year<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"4\" data-y-index=\"4\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-70\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>12 months<\/p><\/div><\/div><\/td><td class=\"wptb-cell\" data-y-index=\"4\" data-x-index=\"5\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-53\" style=\"color: rgb(74, 85, 104); font-size: 15px; padding: 0px; margin: 0px;\"><div class=\"\" style=\"position: relative;\"><p>Crowns, root canals, dentures, dental implants<\/p><\/div><\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div>   <div class=\"mega-button\"><a target=\"_blank\" href=\"https:\/\/aff.dentalinsurance.com\/quoting\/?utm_medium=partner&amp;utm_source=aff%7Cdentaly&amp;utm_campaign=2549&amp;utm_content=&amp;utm_term=\" class=\"orange\" rel=\"nofollow\">Get a Free Quote Now!<\/a><\/div>    <h2 id=\"faqs\" class=\"wp-block-heading\">FAQs<\/h2>    <div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1722506579071\"><strong class=\"schema-faq-question\">How does Physicians Mutual dental insurance work?<\/strong> <p class=\"schema-faq-answer\">With Physicians Mutual, you can choose from four PPO dental plans: Economy, Standard, Preferred, and Premier. All plans cover preventive, basic, and major services (except for dental implants). These plans dont have deductibles or annual plan maximums. There is a 12-month waiting period for major services like root canals and crowns. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1722506800985\"><strong class=\"schema-faq-question\">Is Physicians Mutual dental insurance any good?<\/strong> <p class=\"schema-faq-answer\">Physicians Mutual Dental Insurance is good if you are looking for a plan that covers preventive services and some basic services, with no deductibles and no annual maximums. If you need major services, there is a waiting period, and some things, like implants, are not covered. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1722507258556\"><strong class=\"schema-faq-question\">Does Physicians Mutual dental insurance cover implants?<\/strong> <p class=\"schema-faq-answer\">No, Physicians Mutual dental insurance does not cover implants. All of the plans do cover some major services like root canals and crowns, but the level of coverage depends on the plan you get. There is also a waiting period of 12 months for major services. <\/p> <\/div> <\/div> <div class=\"socials_share\"><ul class=\"share-buttons\">     <li class=\"share_item share_item-facebook\">         <a class=\"share_link share-facebook\"            href=\"https:\/\/www.facebook.com\/sharer?u=https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/&amp;t=Physicians+Mutual+Dental+Insurance+Review+2025\"            target=\"_blank\"            rel=\"noopener noreferrer nofollow\"            title=\"Share to Facebook\"            onclick=\"window.open(this.href,'facebook-share','width=580,height=296');return false;\">             <svg width=\"30\" height=\"31\" viewbox=\"0 0 30 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">                 <rect y=\"0.194702\" width=\"30\" height=\"30\" rx=\"2\" fill=\"#4267B2\"\/>                 <path d=\"M13.0479 23.4202C12.9455 23.4202 12.6409 23.4197 12.432 23.2037C12.2626 23.029 12.243 22.8015 12.243 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href=\"https:\/\/moderncareendo.com\/waiting-to-get-a-root-canal-how-long-is-too-long-to-wait\/#:~:text=Pimples%20on%20the%20gums:%20A%20gum%20boil%2C,or%20at%20the%20root%20of%20a%20tooth.\" target=\"_blank\" rel=\"noopener\">Waiting to Get a Root Canal \u2013 How Long is Too Long to Wait?<\/a> Consulted 1 August 2024.<\/p> <p><strong>Deltadental.com:<\/strong> <a href=\"https:\/\/www.deltadental.com\/us\/en\/protect-my-smile\/employee-dental-benefits\/choosing-the-right-dental-insurance-company-for-your-business-and-employees.html#:~:text=Below%20is%20what%20a%20typical,your%20company%20and%20your%20employees.\" target=\"_blank\" rel=\"noopener\">Choosing the right dental insurance company for your business and your employees<\/a>. Consulted 1 August 2024.<\/p> <p><strong>ADA.org:<\/strong> <a href=\"https:\/\/www.ada.org\/-\/media\/project\/ada-organization\/ada\/ada-org\/files\/resources\/practice\/dental-insurance\/dental_benefits_an_introduction_final.pdf?rev=a4de3c1114e947ad8e92b859f0ebcf78&amp;hash=B0FDF2A8A04630FD258E932DE6F6B2D3\" target=\"_blank\" rel=\"noopener\">Dental benefits<\/a>. Consulted 1 August 2024.<\/p> <p><strong>KFF.org:<\/strong> <a href=\"https:\/\/www.kff.org\/medicare\/issue-brief\/medicare-and-dental-coverage-a-closer-look\/\" target=\"_blank\" rel=\"noopener\">Medicare and Dental Coverage: A Closer Look<\/a>. Consulted 1 August 2024.<\/p> <p><strong>Yahoo Finance:<\/strong> <a href=\"https:\/\/finance.yahoo.com\/news\/dental-plans-high-maximum-benefit-140700799.html\" target=\"_blank\" rel=\"noopener\">Dental Plans with High Maximum Benefit Disrupting Insurance Market<\/a>. Consulted 1 August 2024.<\/p> <p><strong>DirectBenefits.com:<\/strong> <a href=\"https:\/\/directbenefits.com\/articles\/dental-insurance\/dental-annual-maximums-explained#:~:text=Most%20dental%20insurance%20plans%20have,falls%20between%20%241%2C000%20and%20%242%2C000.\" target=\"_blank\" rel=\"noopener\">Dental Annual Maximums Explained<\/a>. Consulted 1 August 2024.<\/p> <\/div><\/div><!--\/copyscapeskip-->","protected":false},"excerpt":{"rendered":"<p>Physicians Mutual Dental Insurance features four PPO plans with low premiums and no deductibles. All plans cover preventive, basic, and even major dental treatment. In this article, we&#8217;ll take a closer look at the Physicians Mutual dental plans so you can find the best one for you. Physicians Mutual Dental Plans: Premier, Preferred, Standard, Economy, &#8230; <a title=\"Physicians Mutual Dental Insurance Review 2025\" class=\"read-more\" href=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/\">Read more <span class=\"screen-reader-text\">Physicians Mutual Dental Insurance Review 2025<\/span><\/a><\/p>\n","protected":false},"author":70,"featured_media":79774,"parent":4758,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"categories":[],"tags":[],"coauthors":[2159],"class_list":["post-78734","page","type-page","status-publish","has-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Physicians Mutual Dental Insurance Review of Cost and Coverage<\/title>\n<meta name=\"description\" content=\"Read our Physicians Mutual Dental Insurance review to find out if this dental insurance plan is any good, what it covers and if it&#039;s for you.\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Physicians Mutual Dental Insurance Review of Cost and Coverage\" \/>\n<meta property=\"og:description\" content=\"Read our Physicians Mutual Dental Insurance review to find out if this dental insurance plan is any good, what it covers and if it&#039;s for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Dentaly.org\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/dentaly.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-28T13:45:54+00:00\" \/>\n<meta property=\"og:image\" 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does Physicians Mutual dental insurance work?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"With Physicians Mutual, you can choose from four PPO dental plans: Economy, Standard, Preferred, and Premier. All plans cover preventive, basic, and major services (except for dental implants). These plans dont have deductibles or annual plan maximums. There is a 12-month waiting period for major services like root canals and crowns. \",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722506800985\",\"position\":2,\"url\":\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722506800985\",\"name\":\"Is Physicians Mutual dental insurance any good?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Physicians Mutual Dental Insurance is good if you are looking for a plan that covers preventive services and some basic services, with no deductibles and no annual maximums. If you need major services, there is a waiting period, and some things, like implants, are not covered. \",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722507258556\",\"position\":3,\"url\":\"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722507258556\",\"name\":\"Does Physicians Mutual dental insurance cover implants?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, Physicians Mutual dental insurance does not cover implants. All of the plans do cover some major services like root canals and crowns, but the level of coverage depends on the plan you get. There is also a waiting period of 12 months for major services. \",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Physicians Mutual Dental Insurance Review of Cost and Coverage","description":"Read our Physicians Mutual Dental Insurance review to find out if this dental insurance plan is any good, what it covers and if it's for you.","og_locale":"en_US","og_type":"article","og_title":"Physicians Mutual Dental Insurance Review of Cost and Coverage","og_description":"Read our Physicians Mutual Dental Insurance review to find out if this dental insurance plan is any good, what it covers and if it's for you.","og_url":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/","og_site_name":"Dentaly.org","article_publisher":"https:\/\/www.facebook.com\/dentaly.org\/","article_modified_time":"2024-11-28T13:45:54+00:00","og_image":[{"width":790,"height":425,"url":"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/09\/physicians-mutual-fi.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@dentaly_site","twitter_misc":{"Est. reading time":"7 minutes","Written by":"Natalie Asmussen"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#primaryimage","url":"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/09\/physicians-mutual-fi.jpg","contentUrl":"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/09\/physicians-mutual-fi.jpg","width":790,"height":425,"caption":"physicians dental insurance review"},{"@type":"BreadcrumbList","@id":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.dentaly.org\/us\/"},{"@type":"ListItem","position":2,"name":"Best Dental insurance","item":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/"},{"@type":"ListItem","position":3,"name":"Physicians Mutual Dental Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.dentaly.org\/us\/#website","url":"https:\/\/www.dentaly.org\/us\/","name":"Dentaly.org","description":"Your Oral Healthcare Portal","publisher":{"@id":"https:\/\/www.dentaly.org\/us\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.dentaly.org\/us\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.dentaly.org\/us\/#organization","name":"Dentaly.org","url":"https:\/\/www.dentaly.org\/us\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dentaly.org\/us\/#\/schema\/logo\/image\/","url":"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/09\/dentaly-logo.svg","contentUrl":"https:\/\/www.dentaly.org\/us\/wp-content\/uploads\/sites\/16\/2024\/09\/dentaly-logo.svg","width":561,"height":144,"caption":"Dentaly.org"},"image":{"@id":"https:\/\/www.dentaly.org\/us\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/dentaly.org\/","https:\/\/x.com\/dentaly_site","https:\/\/www.linkedin.com\/company\/dentaly-org\/"]},{"@type":"Question","@id":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722506579071","position":1,"url":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722506579071","name":"How does Physicians Mutual dental insurance work?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"With Physicians Mutual, you can choose from four PPO dental plans: Economy, Standard, Preferred, and Premier. All plans cover preventive, basic, and major services (except for dental implants). These plans dont have deductibles or annual plan maximums. There is a 12-month waiting period for major services like root canals and crowns. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722506800985","position":2,"url":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722506800985","name":"Is Physicians Mutual dental insurance any good?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Physicians Mutual Dental Insurance is good if you are looking for a plan that covers preventive services and some basic services, with no deductibles and no annual maximums. If you need major services, there is a waiting period, and some things, like implants, are not covered. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722507258556","position":3,"url":"https:\/\/www.dentaly.org\/us\/dental-insurance-usa\/physicians-mutual-review\/#faq-question-1722507258556","name":"Does Physicians Mutual dental insurance cover implants?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, Physicians Mutual dental insurance does not cover implants. All of the plans do cover some major services like root canals and crowns, but the level of coverage depends on the plan you get. There is also a waiting period of 12 months for major services. 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