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How Much is Dental Insurance in Arizona?

Contributors:  Christy Jermias

How much is dental insurance in Arizona? Whether you're traveling or living there, knowing your costs in advance can save you time, money, and toothache!

We've done the research for you, so you don't have to. This article will highlight potential plans that may be a good fit for you, the costs, and things to consider when choosing a dental insurance plan.

How much is dental insurance in Arizona
Find out the prices for dental coverage

We'll address the cost of dental insurance in Arizona for the following:

  • Individual dental insurance plans
  • Dental insurance for seniors
  • Dental insurance in Arizona with no waiting period

We know how hard it can be to find affordable insurance, which is why we made our super convenient, fast, and free dental insurance comparison tool. Just fill in your information below and in just seconds you'll have your free, no-obligation quote.

See how much you could save

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To learn more about dental insurance in Arizona, also read our article to compare plans and choose the best one for your needs.

Cost of individual dental insurance plans

According to dentalinsurance.com, the typical cost of dental insurance plans in Arizona for individuals ranges from $8.95 per month to $105.99 per month. Depending on your dental health needs, the cost of your plan and what is included will vary. Prices will differ as well depending on your zip code and age.

Most plans will include cleanings and white fillings, while others will also cover crowns, root canals, and simple extractions. Finding the right dental insurance plan can be tough! So here is an overview of some plans and their cost per month:

Monthly Cost

Plan Type 

Key Features 

Deductible 

$8.95/ mo

Discount Card

  • Cleaning: $40

  • White Filling: From $65

  • Crown: $630 

  • Root Canals: From $363

  • Simple Extractions: $65

$50 per person

$23.49+/ mo

PPO

  • Cleaning: 100%

  • White Filling: 50%

  • Crown: Not covered

  • Root Canals: Not covered

  • Simple Extractions: 50%

$50 per person

$51.00+/ mo

PPO

  • Cleaning: 100%

  • White Filling: 80%

  • Crown: 50%

  • Root Canals: 50%

  • Simple Extractions: 80%

$50 per person

$105.99/ mo

Dental PPO+Vision

  • Cleaning: 100%

  • White Filling: 80%

  • Crown: 50% - 60%

  • Root Canals: 50% - 60%

  • Simple Extractions: 80%

$75 per person

Call Humana at 877-691-8895 and talk to a licensed Humana sales agent to see if there’s a dental plan that’s right for you. Subscribe to the Humana YouTube Channel http://bit.ly/Humana_YouTube For 50 years, Humana, headquartered in Louisville, Kentucky, has been an innovator with a commitment to service, health and wellness. Our focus on people, choice, engagement and innovation guides our business practices and decision-making. In addition to group health plans, Humana's diverse lines of business position us to serve millions of people with a wide range of needs, including seniors, military members and self-employed individuals. Website: https://www.humana.com Facebook: https://www.facebook.com/humana Twitter: https://twitter.com/humana

Dental coverage for seniors in Arizona

If you're over the age of 65, oral health and maintenance will most likely look different to you. Implants are a common dental health need and will call for extra coverage. As Decisions in Dentistry states, “dental implants improve life quality for many older individuals by facilitating better nutritional intake and encouraging a more social and active lifestyle”.

While these treatments aren't limited to seniors, they are more commonly needed by the elderly. Here are the costs of the recommended dental health insurance plans that include the key features mentioned above as well as implants, according to dentalinsurance.com

Monthly Cost

Plan Type

Deductable 

$44.47/ mo

PPO

$100 benefit year deductible per person

$52.05/ mo

PPO

$50 per person

$82.00/ mo

PPO

$50 per person

$77.00/ mo

PPO

$100 per person

Cost of dental insurance plans with no waiting period

No time to wait for your dental insurance plan? Life throws curve balls sometimes, and sometimes we need things as soon as possible. Waiting to be treated for an emergency or paying out of pocket can be medically and financially unwise.

Thankfully, several dental insurance plans in Arizona can be accessed right away. We've put together a list of how much each provider offers a plan available with no waiting period:

  • Ameritas – $44.47/ mo
  • NCD Complete by MetLife – $77.00/ mo
  • Careington – $8.95/ mo
  • Humana (Loyalty Plus) – $36.99/ mo
  • Renaissance Dental (MAX Choice) – $42.29/ mo
  • NCD Essentials by MetLife – $55.00/ mo
  • Renaissance (MAX Choice Plus) – $64.58/ mo

Conclusion

dental insurance Arizona costs
There are a few things to consider when
finding the best dental insurance plan that
helps you save money.

The cost of dental insurance in Arizona will differ considering your needs, age, and whether you can wait for your procedure! Be sure to read the policy thoroughly to make sure you know what you're paying for.

  • The average cost of dental insurance plans in Arizona for individuals ranges from $8.95 per month to $105.99 per month
  • Most plans will include cleanings and white fillings, while others will also cover crowns, root canals, and simple extractions
  • Dental insurance including implants will cost more with a higher deductible, but may be well worth it if you're over the age of 65
  • There are several dental insurance plans in Arizona with no waiting period ranging from $44.47 per month to $64.58 per month

Looking for a dental insurance plan in another state? Find yours in the dropdown menu below!

FAQs

Does health insurance cover dental costs?

Dental coverage isn't usually included with health insurance. However, you may come across options that include dental benefits. Alternatively, you can also get dental insurance separately.

Is there dental insurance for college students?

Your university or college may offer limited dental coverage. Under the Affordable Care Act, adult children can be included in their parents' insurance plan until the age of 26. For full details, read our article on dental insurance for college students. Separate dental insurance or a dental discount plan may also be something to consider.

Can you get supplemental dental insurance in Arizona?

Depending on your insurance provider, they can add a supplementary plan on top of your insurance plan. The purpose of this is to cover certain treatments that you may not already have coverage for. In addition, HSA and FSA accounts give you the option to pay with tax-free dollars from your paycheck towards your dental procedures.

How Much is Dental Insurance in Arizona?
5 (100%) 1 vote[s]


Contributors:
Christy is a communication professional with experience in writing, editing, and consulting.
Sources

Decisionsindentistry.com: Dental implants in older adults. Consulted 19th December 2023.