Are you looking for the best dental insurance in Nevada? Because there are so many options, choosing the ideal dental insurance plan may be difficult.
Do some research before deciding because the right insurance can help you save a lot of money on your dental bills.
You'll discover a variety of alternatives while searching for the best dental insurance in Nevada to meet your requirements, such as:
- PPO and DHMO plans
- Family and individual dental insurance
- Dental insurance for seniors
- Dental insurance with no waiting period
We hope that this information will assist you in finding the best dental insurance plans in Nevada for your particular requirements.
From another state? Read our complete guide to dental insurance in the United States.
Dentalinsurance.com eases the process of comparing dental insurance in Nevada. Our online marketplace makes finding and enrolling in the best plans in your state simple and fast.
Simply enter your ZIP code and date of birth to see what plans are available in your region, or call 888-626-0057 to speak with one of their representatives.
Table of contents
- 1 Types of dental insurance plans in Nevada
- 2 Dental insurance in Nevada with no waiting period
- 3 Best dental insurance providers in Nevada
- 4 Conclusion
- 5 FAQs
Types of dental insurance plans in Nevada
When it comes to dental insurance, there is no one-size-fits-all answer since everyone has different requirements. It depends on whether you just need preventive care or are expecting a lot of treatments. Seniors may have different requirements than younger folks. Here are some types of dental insurance you will find in Nevada.
PPO, DHMO, and dental discount plans
- PPO: The majority of dental insurance policies are PPOs. The rates are higher, but you may get the best coverage and savings on important procedures like dental implants, braces, and cosmetic surgery.
- DHMO: These policies have cheaper dental insurance rates. They often provide free preventive care, but you may have limited choices when it comes to dentists.
- Dental discount plans: these aren't truly dental insurance policies. It's a monthly or annual membership program that saves you money on dental care.
Dental insurance for seniors in Nevada
Dental insurance for seniors is comparable to dental policies for younger people, with the distinction that it focuses on procedures that seniors are more likely to need. Dentures, crowns, and tooth replacements are examples of these.
Dental insurance combinations
Dental and vision insurance: Dental and vision insurance is a popular healthcare combo in Nevada. Buying dental and vision insurance from the same company might help reduce costs.
Health and dental insurance: These are health plans that include dental coverage. It is also known as medical and dental insurance.
Dental insurance in Nevada with no waiting period
Most dental plans require you to wait a specific length of time before receiving treatment. If having fast access to dental care is crucial to you, finding dental insurance in Nevada with no waiting period should be your highest priority.
A DHMO plan may be a good choice for you if you need significant treatment right away. It's different from a PPO plan, and you'll have to make co-payments. However, most of the time these dental insurance plans have no waiting period.
Best dental insurance providers in Nevada
Dental insurance is available from a variety of providers in Nevada. We've put up a list of the most popular ones so you can get an idea of what's out there and start narrowing down your options.
Delta Dental of Nevada offers four PPO plans.
Delta Dental Gold Plan (PPO)
This dental insurance plan gives you a yearly maximum of $1,000 per person. The Delta Dental Gold Plan is graded, which means the benefits increase after the first and second year. Cleanings are covered at 60–100%, while white fillings are covered at 50–80%. Crowns, root canals, and extractions have 0–50% coverage.
Preventive care has no waiting period, while fillings have a 6-month waiting period. For major treatments, you’ll have to wait 12 months.
Delta Dental Platinum (PPO)
It’s comparable to the Gold Plan, but with increased benefits. You’ll get a yearly maximum of $1,500 per person. Cleanings are covered with 80–100%, and white fillings with 60–80%. Crowns, root canals, and extractions have a coverage of 0–50%.
With this plan, there’s a $100 lifetime deductible to pay. After a 12-month waiting period, braces and orthodontics are also covered.
Delta Dental Diamond (PPO)
This dental plan is an upgrade from the Platinum plan, but with a higher annual maximum of $2,000 per person.
Delta Dental Immediate Coverage Plan (PPO)
This plan gives you immediate coverage for major treatments such as deep cleanings, dentures, root canals, crowns, and extractions. However, the coverage for these major procedures is only 10% in the first year; 40% in year two, and 50% in year three. Orthodontics still has a 12-month waiting period.
Cigna dental insurance gives you access to three different plans in Nevada.
Cigna Dental Preventive
This plan gives you full coverage for preventive services such as routine cleanings, oral exams, x-rays, fluoride application, sealants, and space maintainers. Orthodontia and basic and major services are not covered in this plan.
Cigna Dental 1000
This plan covers everything from the Preventive plan, but you will get 80% coverage on basic treatments and 50% coverage on major procedures. This Nevada Cigna dental plan gives you a $1,000 yearly maximum and requires you to pay a $50 deductible per person per year.
Cigna Dental 1500
The Cigna Dental 1500 has the same coverage as the previous two policies. However, you will also get 50% coverage on orthodontics and a yearly maximum benefit of $1,500.
Type of plans offered
Large network of dentists; Good coverage and flexibility
Great affordable plans for every need and budget
Details correct at time of writing; check with the insurer for current and complete policy details.
Choosing the best dental insurance in Nevada might be difficult. Read the provider's policy carefully to make sure you understand what you're agreeing to.
While looking for the best dental insurance in Nevada, keep the following in mind:
If your teeth are in good shape and you just require preventive care and fillings, a less expensive premium plan is the best option. You should purchase a higher plan if you need orthodontic services and other expensive treatments.
What is the best dental insurance in Nevada?
In Nevada, there are a variety of dental insurance plans available, including dental insurance for veterans, dental insurance for seniors, and health and dental insurance combinations.
We investigated the best dental insurance plans in Nevada and confirmed that they were available in the state's largest cities, including Las Vegas, Henderson, and Reno. Depending on your location, alternative dental insurance providers such as Anthem, BlueCross BlueShield, Ameritas, Metlife, Guardian Direct, Nationwide, and Humana, may be available.
Dentalinsurance.com can assist you in finding the best dental insurance for your needs. You may compare the top dental insurance plans in Nevada by entering your ZIP code and date of birth. To get started, just click the button below.