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Best Dental Insurance in Alaska: Plan Reviews and Comparison

Simon Frers
Simon Frers
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Are you looking for affordable dental insurance in Alaska?

If you're seeking to find the best dental insurance in Alaska, you've come to the right place.

With so many choices, picking the perfect dental plan may be tough. Fortunately, we've put together this guide to help you find the ideal dental insurance in Alaska that meets your needs and fits your budget, so don't worry.

We'll go through the following in this post:

  • Family and individual dental insurance in Alaska
  • How to choose a dental insurance plan that fits your needs
  • We put together a list of the top dental insurance companies in Alaska

We hope that this information will assist you in selecting the ideal dental insurance plan that covers all of your treatments.

Not from Alaska? Take a look at our guide to dental insurance in the United States.

Types of dental insurance in Alaska

When it comes to dental insurance, there is no such thing as a one-size-fits-all solution because everyone's needs are different. It depends on whether you just need preventative care or anticipate a large number of treatments. Here are some of the several forms of dental insurance available in Alaska.

Difference between PPO, DHMO, and dental discount plans

dental insurance alaska
What dental insurance in Alaska is the best for your requirements?

Each of these types of dental insurance works differently and comes with its own set of benefits and drawbacks.

  • PPO: The large majority of dental insurance policies are PPOs. Although the premiums are comparatively higher, you may be able to get the best coverage and save on expensive treatments like root canals, crowns, dental implants, and braces.
  • DHMO: Premiums for DHMO dental insurance plans are often cheaper. However, these plans provide you with less flexibility than PPO plans, and you'll almost certainly have to pick a dentist from the provider network.
  • Dental discount plans: They're sometimes referred to as “dental savings plans”, and they're a great way to save money on dental treatment if you need it right away. Although these programs aren't dental insurance, they may be able to help you save money on dental care in Alaska.
  • Keep in mind that instead of filling out insurance paperwork, you'll be paying the dentist directly.

Other specific dental insurance options

  • Dental insurance for seniors: It is comparable to dental insurance for younger people, and it functions in the same way. The primary difference is that dental insurance for seniors covers the procedures that are more likely to be required by the elderly. This includes dentures, dental implants, crowns, and other major treatments.
  • Dental insurance for veterans: You are most likely eligible for military dental insurance if you are currently serving or have previously served in the United States Armed Forces.
  • Dental insurance for braces: Only a small percentage of dental insurance policies cover orthodontic treatment, and even if they do, you'll have to pay a substantial copayment. Looking for particular supplementary insurance policies that cover braces might be a viable alternative to paying an expensive premium.
  • Dental insurance for implants: Many insurance companies don't cover dental implants since this is a very costly procedure. However, if you want to know what insurance companies cover it, read our full article on dental insurance for dental implants.

What to look for in an Alaska dental insurance plan

When it comes to getting the most affordable dental insurance in Alaska, it's a bit more complicated than just looking at the monthly rate. Make sure the dental insurance you're thinking about truly covers the procedures you'll need. When choosing a dental insurance plan in Alaska, consider the following factors:


  • Premium: You pay this sum in return for coverage, regardless of whether or not you get treatment.
  • Annual maximum limit: Certain procedures are usually subject to yearly or lifetime limits in most dental insurance policies. After you hit this limit, you are responsible for all expenses.
cheap dental insurance in alaska
What to consider when purchasing dental insurance in Alaska?
  • Co-payment: This is the amount you must pay out-of-pocket for each treatment. It might be a set sum or a percentage of the overall cost, depending on the kind of dental insurance.
  • Deductible: This is the minimum amount of money you must spend on treatment before your insurance company will begin to reimburse you.


Most dental insurance plans cover preventive and diagnostic dental services like x-rays, exams, and cleanings, but always check to make sure before you sign up for a plan.

If you need some more complex procedures like dental implants, crowns, teeth whitening, or orthodontics, you should choose a plan that covers these treatments, since they may be rather costly.

Waiting period

Most dental insurance policies demand that you wait a certain amount of time before seeking treatment. If you need immediate dental treatment, getting dental insurance in Alaska with no waiting period should be your first priority.

List of the best dental insurance providers in Alaska

Dental insurance is available from a variety of providers. We've put up a list of the most popular dental insurance plans in Alaska, so you can get an idea of what's out there and start narrowing down your options.

Delta Dental

dental insurance from Delta
Delta Dental of Alaska

Delta Dental of Alaska provides a range of PPO plans for individuals and families.

Delta Dental PPO 1000

Members of the Delta Dental PPO 1000 will not be charged a deductible, regardless of whether you go to an in-network or out-of-network dentist. The annual maximum benefit is $1,000 per individual per year.

Exams, x-rays, cleanings, sealants, and topical fluoride are fully covered in-network, and 50% covered out-of-network. Restorative fillings are covered 80% in-network and 50% out-of-network. If you require major treatments such as oral surgery, endodontics, periodontics, crowns, bridges, dentures, anesthesia, or orthodontics, you’re covered by 50% in-network as well out-of-network.

Delta Dental PPO 1500

With this Delta Dental insurance plan, you’ll get a $1,500 annual maximum benefit. There is no deductible, regardless of whether you go to an in-network or out-of-network dentist. The coverage percentages are the same as with the Delta Dental PPO 1000.

Delta Dental Premier Healthy Smiles

This Delta Dental plan covers only children under the age of 19. All treatments are covered by 70%, in-network, and out-of-network. Even orthodontics and braces are covered with this dental insurance plan.

Delta Dental Premier

This dental plan, provided by Delta Dental of Alaska, gives you a $1,000 annual maximum benefit. Preventive care is covered by 80%, while fillings are covered by 65% and major services by 50%. No deductible will be charged.


MetLife dental insurance
Metlife dental insurance of Alaska

Metlife offers three dental insurance plans in Alaska.

Metlife Low Plan

When signing up for this dental insurance plan, you’re covered with a $750 annual maximum benefit. There’s a $75 deductible per person and $225 for family dental insurance. Preventive care is fully covered, regardless of whether you go to an in-network or out-of-network dentist. Fillings and extractions are covered by 50%.

Metlife Medium Plan

The Medium Plan provided by Metlife dental insurance in Alaska covers everything from the Low Plan. Additionally, you’ll get a higher annual maximum benefit of $1,500 per person. The deductible is $50 per person or $150 for family dental insurance per calendar year.

Fillings and extractions are covered by 70%. Major treatments such as crowns, root canals, dentures, deep cleanings, and implants are covered by 50%.

Metlife High Plan

This dental plan, provided by Metlife Alaska, provides you with everything from the Medium Plan, but you’ll get a generous $2,000 plan maximum per person per calendar year. In addition to this, you are provided with a child orthodontic lifetime maximum of $1,000. The deductible is $25 per person and $75 for family dental insurance.

Deep cleanings, fillings, and extractions are covered by 80% after a 6-month waiting period. After 12 months, you get access to 50% coverage on major services such as root canals, dentures, crowns, implants, and braces.

Humana dental insurance of Alaska


Humana’s dental coverage for Alaska residents is relatively limited. They do, however, offer a fantastic dental discount plan.

This program gives you the freedom to choose any dentist, but you can save more by going to an in-network dentist. There is no annual deductible and no annual maximum benefit. The discounts with in-network providers range between 20 and 40%.


The health insurance provider AlaskaCare provides dental plans for residents in this state of Alaska. AlaskaCare provides two plans which also get you access to the Delta Dental Premier Network.


AlaskaCare Economy Plan

The annual maximum benefit is $500 per person. You’ll be charged a $25 deductible per person and $75 for the family. Preventive care is fully covered, while basic and major services are covered by 10%.

AlaskaCare Standard Plan

Unlike the Economy Plan, you’ll need to pay a monthly premium to receive benefits from this dental plan. However, you are provided with a higher premium of $1,500 per person. Basic services are covered by 80%, and major services are covered by 50%.

Affordable dental care in Anchorage, Alaska

There are a variety of dental insurance plans available in Anchorage, Alaska. This includes Delta Dental, Metlife, and AlaskaCare. Those who live in the city of Anchorage, Alaska, and need immediate dental coverage may have a look at the dental discount programs offered by Careington or Humana. These are some of the most affordable dental care plans in Anchorage, Alaska.

We know it can be difficult to wade through the plethora of plan options. That's why we've created this easy-to-use insurance comparison tool. Just enter your DOB and zipcode, and in seconds you'll see the best plans in your area.

Dentaly insurance

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Type of plans offered


Delta Dental


  • Large network of dentists

  • Flexible plans with great coverage



  • Affordable dental insurance plans with great flexibility

  • Same coverage percentages in-network and out-of-network


Dental discount plan

  • Dental savings plan with no waiting period


PPO, public health insurance

  • Low-income dental insurance

  • Access to the Delta Dental Premier network

Details correct at time of writing; check with the insurer for current and complete policy details.


Are you still wondering which dental insurance in Alaska is best for your needs?

Because everyone’s needs are different, there is no such thing as a one-size-fits-all dental insurance plan. If you require immediate dental care, you may want to look into the dental savings programs offered by Humana and Careington.

We looked into Alaska's most popular dental insurance plans and then checked that they were offered in major locations such as Anchorage, Juneau, and Fairbanks. However, depending on where you live, there may be more dental insurance providers, such as Ameritas, Humana, and Renaissance Dental. can assist you in finding the best dental insurance for your requirements. By entering your ZIP code and date of birth, you can begin comparing dental insurance options in Alaska. To get started, just click the button below.

If you want to read about the best insurance options in any other state, just select the state you want to know about



How much is dental insurance in Alaska?

There is a wide range of dental plans available in Alaska. You have the government-run AlaskaCare, which has a free basic plan, and there are countless other affordable plans, some starting at $8.95/month.

Is Humana available in Alaska?

Yes. However, Humana’s plan selection in the state of Alaska is very limited. They do provide you with a dental savings program that helps you save 20–40% on treatments.

What is the best dental insurance to get in Alaska?

There is no one-size-fits-all dental insurance plan in Alaska since it depends on your requirements. You can choose between AlaskaCare, Delta Dental, Humana, Metlife, and various other providers.

What dental insurance do employees in Alaska have?

The AlaskaCare dental insurance program is very popular in the state, as it provides great benefits for employees. There are also some private dental insurance alternatives available in Alaska.

What dental insurance does Alaska Avenue accept?

Alaska Avenue works with all kinds of dental insurance providers. In addition, you have a variety of payment and financing options available. Double-check with Alaska Avenue for details.

Best Dental Insurance in Alaska: Plan Reviews and Comparison
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Sources Dental coverage options. Consulted 19th March 2022